42 Christopher St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 42 Christopher St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,768 sqft · built 1887
Lot Size0.32 acres (13,950 sqft)
Owner2 Individual Names on Record
Last Sale$999,900 (Aug 2022)
Tax Bill$22,502 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-03310-0000-00031

Property Details

APN / Parcel Number

Primary APN13-03310-0000-00031
Alternative APN
  • 130331000031

Interior

Stories2 Stories
Building Area2,768 sqft Living Area

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Construction TypeFrame
Lot Area13,950 sqft (0.32 acres)
Lot Dimensions155 ft deep x 90 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130331000031
Street Address42 CHRISTOPHER ST
CityMONTCLAIR
StateNJ
Zip07042-4016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description90X155 IRR
Legal Block3310
Legal Lot Number31
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3002
Census Tract16500

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address42 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022 · Amount on Record
Deed SaleAug 1, 2022 · Amount on Record
Prior SaleAug 29, 2007 · Amount on Record
Deed Document Number202271956
Prior Transfer DateJan 24, 1991
Prior Transfer Doc5156000449
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateAug 1, 2022
Property Address42 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4016
Document Number0000071956
Instrument DateJul 25, 2022
Instrument2022071956
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyRIDGE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address42 CHRISTOPHER ST, 42, MONTCLAIR, NJ 07042-4016

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4016

Mortgage

Document Number0000071958
DateAug 1, 2022
Instrument2022071958
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$640,000 (-) Land $268,800 Building $371,200$640,000 (-) Land $268,800 Building $371,200
2025$22,502.00 (+3.32%)$640,000 (-) Land $268,800 Building $371,200$640,000 (-) Land $268,800 Building $371,200
2024$21,779.00 (+3.5%)
2023$640,000 Land $268,800 Building $371,200$640,000 Land $268,800 Building $371,200
2022$21,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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