48 Christopher St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 48 Christopher St, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,341 sqft · built 1923
Lot Size	0.243 acres (10,570 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Sep 2022)
Tax Bill	$17,844 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03310-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`13-03310-0000-00028`
Alternative APN	`130331000028`

Interior

Stories	2 Stories
Building Area	2,341 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	10,570 sqft (0.243 acres)
Lot Dimensions	151 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130331000028
Street Address	48 CHRISTOPHER ST
City	MONTCLAIR
State	NJ
Zip	07042-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	70X151 IRR
Legal Block	3310
Legal Lot Number	28
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3002
Census Tract	16500

Owner

48 Christopher St is owned and occupied by an individual who bought it in September 2022.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	48 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Nov 1, 2004 · Amount on File
Deed Document Number	202287334
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 26, 2022
Property Address	48 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4016
Document Number	0000087334
Instrument Date	Sep 13, 2022
Instrument	2022087334
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	ABSOLUTE TITLE AGE OF NJ LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 STEPHEN ST, 41, GLEN RIDGE, NJ 07028-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4016

Mortgage

Document Number	0000087335
Date	Sep 26, 2022
Instrument	2022087335

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 48 Christopher St was $17,844, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,500 (-) Land $253,000 Building $254,500	$507,500 (-) Land $253,000 Building $254,500
2025	$17,844.00 (+3.32%)	$507,500 Land $253,000 Building $254,500	$507,500 Land $253,000 Building $254,500
2024	$17,270.00
2023		$507,500 Land $253,000 Building $254,500	$507,500 Land $253,000 Building $254,500
2022	$16,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Christopher St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Christopher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20