Essex County and Montclair Township property record for 49 Christopher St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,938 sqft · built 1886 |
| Lot Size | 0.273 acres (11,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jun 2009) |
| Tax Bill | $20,516 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04302-0000-00004 |
| Primary APN | 13-04302-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,938 sqft Living Area |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Construction Type | Frame |
| Lot Area | 11,901 sqft (0.273 acres) |
| Lot Dimensions | 170 ft deep x 70 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130430200004 |
|---|---|
| Street Address | 49 CHRISTOPHER ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 70X170 |
| Legal Block | 4302 |
| Legal Lot Number | 4 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2009 · Amount on Record |
| Deed Sale | Jun 11, 2009 · Amount on Record |
| Deed Document Number | 20099046683 |
| Deed Book / Page | 12199 / 1477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 49 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 49 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032 |
| Document Number | 0000131686 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021131686 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 49 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4032 |
| Document Number | 0000000292 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 49 CHRISTOPHER ST MONTCLAIR NJ 070424032, MONTCLAIR, NJ 07042-4032 |
| Document Number | 0000000292 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 292 |
| Name | POINT DIGITAL FIN INC |
|---|---|
| Address | PALO ALTO, CA 94301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2030 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,500 (-) Land $259,500 Building $324,000 | $583,500 (-) Land $259,500 Building $324,000 | |
| 2025 | $20,516.00 (+3.32%) | $583,500 (-) Land $259,500 Building $324,000 | $583,500 (-) Land $259,500 Building $324,000 |
| 2024 | $19,856.00 (+3.5%) | ||
| 2023 | $583,500 Land $259,500 Building $324,000 | $583,500 Land $259,500 Building $324,000 | |
| 2022 | $19,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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