42 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 42 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 2,396 sqft · built 1900
Lot Size	0.115 acres (5,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Aug 2021)
Tax Bill	$8,287 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:094 L:522 S:011`

Property Details

APN / Parcel Number

Primary APN	`B:094 L:522 S:011`
Alternative APN	`LYNN M:094 B:522 L:011`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,396 sqft Living Area
Gross Area	4,956 sqft
Basement Area	1,198 sqft
Unfinished Basement	1,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,022 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	42 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2434
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	522
Legal Lot Number	11
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4007
Census Tract	206600

Owner

Source: Essex County and Lynn City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 CHATHAM ST, LYNN, MA 01902-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage MIT FCU
Aug 20, 2021	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP
Feb 17, 2021	Quit Claim Deed, Transfer · Commercial Mortgage LATITUDE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Book / Page	40197 / 510
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	42 CHATHAM ST, LYNN, MA 01902-2434
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042653-118
Date	Apr 9, 2025
Book Page	42653/118
Instrument	20250409000010

Lender

Name	MIT FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 20, 2021
Property Address	42 CHATHAM ST, LYNN, MA 01902-2434
Document Number	040197-510
Book / Page	40197 / 510
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 CHATHAM ST, LYNN, MA 01902-2434

Mortgage

Document Number	0040197512
Date	Aug 20, 2021
Instrument	40197/512

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Feb 17, 2021
Property Address	42 CHATHAM ST, LYNN, MA 01902-2434
Document Number	039538-281
Book / Page	39538 / 281
Instrument Date	Feb 12, 2021
Instrument	20210217001340
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 JOHNSON ST, PEABODY, MA 01960-2311

Mortgage

Document Number	210217001350
Date	Feb 17, 2021
Instrument	210217001350

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	039538-299
Date	Feb 17, 2021
Book Page	39538/299
Instrument	20210217001360

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,287.00 (+5.12%)	$799,918 (+6.86%) Land $191,300 Building $608,618
2024	$7,883.00 (-2.27%)	$748,600 (+3.48%) Land $183,000 Building $565,600
2023	$8,066.00	$723,400 Land $195,700 Building $527,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

Nearby Properties on Chatham St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures