Essex County and Lynn City property record for 39 Chatham St, Lynn, MA 01902
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,086 sqft · built 1875 |
| Lot Size | 0.062 acres (2,705 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,663 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:094 L:540 S:001 |
| Primary APN | B:094 L:540 S:001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 3,387 sqft |
| Basement Area | 1,053 sqft |
| Unfinished Basement | 1,053 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 2,705 sqft (0.062 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 39 CHATHAM ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-2432 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Block | 540 |
| Legal Lot Number | 1 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 206600 |
39 Chatham St, a duplex, is owned and occupied by two individuals who acquired it in July 2019.
Source: Essex County and Lynn City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 CHATHAM ST, LYNN, MA 01902-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 10, 2019 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2019 |
| Transfer Doc | 015922-250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 39 CHATHAM ST, LYNN, MA 01902-2432 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040527-72 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 40527/72 |
| Instrument | 20211129005820 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 39 CHATHAM ST, LYNN, MA 01902-2432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37921-57 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 37921/57 |
| Instrument | 20191010000060 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 39 Chatham St was $7,663, up 5.4% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,663.00 (+5.43%) | $739,697 (+7.17%) Land $178,600 Building $561,097 | $654,475 |
| 2024 | $7,268.00 (-2.11%) | $690,200 (+3.65%) Land $170,900 Building $519,300 | |
| 2023 | $7,425.00 | $665,900 Land $182,700 Building $483,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Chatham St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 39 Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, Starry, T-Mobile.
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