38 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 38 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,314 sqft · built 1900
Lot Size	0.063 acres (2,766 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Jul 2023)
Tax Bill	$7,030 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:094 L:522 S:015`

Property Details

APN / Parcel Number

Primary APN	`B:094 L:522 S:015`
Alternative APN	`LYNN M:094 B:522 L:015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,314 sqft Living Area
Gross Area	3,937 sqft
Basement Area	914 sqft
Unfinished Basement	914 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,766 sqft (0.063 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	38 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2475
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	522
Legal Lot Number	15
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4007
Census Tract	206600

Owner

Source: Essex County and Lynn City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 CHATHAM ST, LYNN, MA 01902-2475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Quit Claim Deed, Transfer · FHA Mortgage PRIMELENDING
Jun 28, 2021	Quit Claim Deed, Transfer · FHA Mortgage PRIME LENDING INC
Aug 7, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Jun 29, 2018	Quit Claim Deed, Transfer SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Book / Page	41682 / 122
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	0038797-63
Record Updated	Sep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 27, 2023
Property Address	38 CHATHAM ST, LYNN, MA 01902-2475
Document Number	041682-122
Book / Page	41682 / 122
Instrument Date	Jul 26, 2023
Instrument	20230727001330
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 CHATHAM ST, LYNN, MA 01902-2475

Mortgage

Document Number	230727001340
Date	Jul 27, 2023
Instrument	230727001340

Lender

Name	PRIMELENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 28, 2021
Property Address	38 CHATHAM ST, LYNN, MA 01902-2475
Document Number	040029-280
Book / Page	40029 / 280
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	38 CHATHAM ST, LYNN, MA 01902-2475

Mortgage

Document Number	0040029285
Date	Jun 28, 2021
Instrument	40029/285

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 7, 2020
Property Address	38 CHATHAM ST, LYNN, MA 01902-2475
Document Number	0038797-63
Book / Page	38797 / 63
Instrument Date	Aug 6, 2020
Instrument	20200807001320
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 LYNNFIELD ST, LYNN, MA 01904-1626

Mortgage

Document Number	0038797-66
Date	Aug 7, 2020
Book Page	38797/66
Instrument	20200807001340

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 29, 2018
Property Address	38 CHATHAM ST, LYNN, MA 01902-2475
Document Number	036833-415
Book / Page	36833 / 415
Instrument	180629009790
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CHATHAM ST, LYNN, MA 01902-2475

Mortgage

Document Number	0368330417
Date	Jun 29, 2018
Instrument	36833/0417

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,030.00 (+5.3%)	$678,595 (+7.03%) Land $179,000 Building $499,595
2024	$6,676.00 (-2.45%)	$634,000 (+3.29%) Land $171,200 Building $462,800
2023	$6,844.00	$613,800 Land $183,100 Building $430,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

Nearby Properties on Chatham St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures