42 Central Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 42 Central Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1959
Lot Size	0.35 acres (15,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,500 (Aug 2021)
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-026481`

Property Details

APN / Parcel Number

Primary APN	`02-026481`
Alternative APNs	`2026481` `026481`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,258 sqft (0.35 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026481
Street Address	42 CENTRAL DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 6 BLK A CENTRAL VILLAGE
Legal Subdivision	CENTRAL VILLAGE
Legal Block	A
Legal Lot Number	6
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Book / Page	6042 / 293
Prior Transfer Date	Apr 23, 2010
Prior Transfer Doc	0034980275
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 5, 2021
Property Address	42 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Document Number	0060420293
Book / Page	6042 / 293
Map Reference	MB JLB 1 PL 16
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	42 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004

Mortgage

Document Number	6042300
Date	Aug 5, 2021
Instrument	6042/300

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,300 (+8.06%)	$191,600 (-) Land $70,500 Building $121,100
2025	$2,002.00 (+37.03%) Homeowner's exemption	$165,000 (+17.33%)	$191,600 (+26.3%) Land $70,500 Building $121,100
2023	$1,461.00	$140,633	$151,700 Land $70,500 Building $81,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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