26 Central Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 26 Central Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,000 sqft · built 1959
Lot Size	0.343 acres (14,961 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-026414`

Property Details

APN / Parcel Number

Primary APN	`02-026414`
Alternative APNs	`2026414` `026414`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,000 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	14,961 sqft (0.343 acres)
Porch	Slab
Porch Area	172 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026414
Street Address	26 CENTRAL DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 4 BLK A SEC 1 CENTRAL VILLAGE
Legal Subdivision	CENTRAL VILLAGE
Legal Block	A
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	860702

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 16, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 26, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 18, 2019	Intrafamily Transfer, Transfer · Commercial Mortgage INDUSTRIAL BANK
Feb 26, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 15, 2019
Transfer Doc	0054370193
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	26 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004

Mortgage

Document Number	0067890476
Date	Sep 26, 2025
Book Page	6789/476

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2053

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	26 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004

Mortgage

Document Number	0065350209
Date	Feb 16, 2024
Book Page	6535/209

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	26 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064500212
Date	Jun 26, 2023
Book Page	6450/212

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Sep 18, 2019
Property Address	26 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Document Number	0054370193
Book / Page	5437 / 193
Map Reference	LB JLB 1 FO 16
Instrument Date	Aug 15, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CORPORATE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	26 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004

Mortgage

Document Number	5437199
Date	Sep 18, 2019
Instrument	5437/199

Lender

Name	INDUSTRIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	26 CENTRAL DR, PRINCE FREDERICK, MD 20678-4004
Document Number	0051770201
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CENTRAL DR PRINCE FREDERICK MD 206784004, PRINCE FREDERICK, MD 20678-4004

Mortgage

Document Number	0051770201
Date	Apr 23, 2018
Book Page	005177/000201

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 22, 2058

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,601.00 (+31.03%) Homeowner's exemption	$220,467 (+15.39%)	$258,800 (+28.56%) Land $70,400 Building $188,400
2023	$1,985.00 Homeowner's exemption	$191,067	$201,300 Land $70,400 Building $130,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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