41W490 Silvana Dr, Elgin, IL 60124 Property Records

Kane County property record for 41W490 Silvana Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,817 sqft · built 1989
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on Record
Last Sale$397,000 (Jul 2006)
Tax Bill$8,387 (2025)
Deeds & MortgagesJan 2026 Transfer
Dec 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-27-451-001

Property Details

APN / Parcel Number

Primary APN05-27-451-001

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories1 Story
Building Area1,817 sqft Living Area
1st Floor Area1,817 sqft
Basement Area1,817 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area40,946 sqft (0.94 acres)
Garage TypeAttached
Garage Area837 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address41W490 SILVANA DR
CityELGIN
StateIL
Zip60124-8383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPLATO RIDGE
Legal Block1
Legal Lot Number18
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1074
Census Tract850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41W490 SILVANA DR, ELGIN, IL 60124-8383
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Intrafamily Transfer, Transfer
Dec 12, 2022Intrafamily Transfer, Transfer
ATTORNEY
Dec 12, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jan 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2006 · Amount on Record
Deed SaleJul 26, 2006 · Amount on Record
Deed Document Number200680282
Last Transfer DateJul 7, 2021
Transfer Doc0000058271
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJan 28, 2026
Property Address41W490 SILVANA DR, ELGIN, IL 60124-8383
Document Number0000003807
Instrument DateJan 22, 2026
Instrument2026K003807
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address41W490 SILVANA DR, ELGIN, IL 60124-8383

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 12, 2022
Property Address41W490 SILVANA DR, ELGIN, IL 60124-8383
Document Number0000058273
Instrument DateJul 7, 2021
Instrument2022K058273
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41W490 SILVANA DR, ELGIN, IL 60124-8383

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 12, 2022
Property Address41W490 SILVANA DR, ELGIN, IL 60124-8383
Document Number0000058271
Instrument DateJul 7, 2021
Instrument2022K058271
Transaction TypeTransfer
Record UpdatedDec 20, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41W490 SILVANA DR, ELGIN, IL 60124-8383

Mortgage

Document Number0000058272
DateDec 12, 2022
Instrument2022K058272
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term164 Months
DueAug 1, 2036

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 24, 2020
Property Address41W490 SILVANA DR, ELGIN, IL 60124-8383
Document Number0000004543
Instrument DateJan 24, 2020
Instrument4543
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address41 W 490 SILVANA DR ELGIN IL 60124, ELGIN, IL 60124

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,387.00 (-5.8%) Homeowner's exemption Senior Citizen's exemption$142,141 (+7.79%) Land $29,791 Building $112,350$426,594 (+7.79%) Land $89,409 Building $337,185
2024$8,903.00 (-0.51%) Homeowner's exemption$131,868 (+13.16%) Land $27,638 Building $104,230$395,762 (+13.21%) Land $82,947 Building $312,815
2022$8,949.00 (+5.51%) Homeowner's exemption$116,530 (+7.62%) Land $23,138 Building $93,392$349,590 (+7.62%) Land $69,414 Building $280,176
2021$8,482.00 Homeowner's exemption$108,282 Land $22,353 Building $85,929$324,846 Land $67,059 Building $257,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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