Kane County property record for 41W475 Silvana Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1989 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $456,000 (Sep 2026) |
| Tax Bill | $7,230 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-27-452-001 |
| Primary APN | 05-27-452-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Basement Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Metal |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|
| Street Address | 41W475 SILVANA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22 RIDGE UNIT 2 |
| Legal Subdivision | PLATO RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 850709 |
Source: Kane County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 N PARK AVE, WHEATON, IL 60187 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Prior Sale | Sep 5, 1995 · Amount on Record |
| Deed Document Number | 202641315 |
| Prior Transfer Date | May 22, 2015 |
| Prior Transfer Doc | 0000026513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 23, 2026 |
| Property Address | 41W475 SILVANA DR, ELGIN, IL 60124-8337 |
| Document Number | 0000041315 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202641315 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,084.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000041316, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202641316 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,230.00 (-7.54%) | $124,746 (+7.79%) Land $29,791 Building $94,955 | $374,388 (+7.79%) Land $89,409 Building $284,979 |
| 2024 | $115,731 (+12.12%) Land $27,638 Building $88,093 | $347,332 (+12.17%) Land $82,947 Building $264,385 | |
| 2022 | $7,820.00 (+5.48%) Homeowner's exemption | $103,219 (+7.48%) Land $23,138 Building $80,081 | $309,657 (+7.48%) Land $69,414 Building $240,243 |
| 2021 | $7,414.00 Homeowner's exemption | $96,034 Land $22,353 Building $73,681 | $288,102 Land $67,059 Building $221,043 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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