41W450 Silvana Dr, Elgin, IL 60124 Property Records

Kane County property record for 41W450 Silvana Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,596 sqft · built 1989
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Sep 2001)
Tax Bill$8,763 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-27-451-003

Property Details

APN / Parcel Number

Primary APN05-27-451-003

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,596 sqft Living Area
Basement Area1,064 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Lot Area40,075 sqft (0.92 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address41W450 SILVANA DR
CityELGIN
StateIL
Zip60124-8383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 IN PLATO RIDGE SUB UNIT 2
Legal SubdivisionPLATO RIDGE SUB
Legal Block1
Legal Lot Number20
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1074
Census Tract850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41W450 SILVANA DR, ELGIN, IL 60124-8383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2001 · Amount on Record
Deed SaleSep 10, 2001 · Amount on Record
Deed Document Number200193470
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W450 SILVANA DR, ELGIN, IL 60124-8383
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyGREATER ILLINOIS TITLE COMPANY, GIT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080775
DateOct 26, 2021
Instrument2021K080775
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051
Interest
Rate2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,763.00 (-5.16%) Homeowner's exemption$132,487 (+7.79%) Land $29,791 Building $102,696$397,620 (+7.79%) Land $89,409 Building $308,211
2024$122,912 (+12.29%) Land $27,638 Building $95,274$368,884 (+12.34%) Land $82,947 Building $285,936
2022$9,240.00 (+5.17%) Homeowner's exemption$109,459 (+7.55%) Land $23,138 Building $86,321$328,377 (+7.55%) Land $69,414 Building $258,963
2021$8,786.00 Homeowner's exemption$101,776 Land $22,353 Building $79,423$305,328 Land $67,059 Building $238,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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