41W348 McDonald Rd, Elgin, IL 60124 Property Records

Kane County property record for 41W348 McDonald Rd, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,948 sqft · built 1991
Lot Size7.5 acres (326,700 sqft)
OwnerIndividual Name on Record
Last Sale$622,000 (Oct 2004)
Tax Bill$14,951 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN05-34-400-018

Property Details

APN / Parcel Number

Primary APN05-34-400-018

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,948 sqft Living Area
Basement Area1,965 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area326,700 sqft
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address41W348 MCDONALD RD
CityELGIN
StateIL
Zip60124-8604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1080
Census Tract850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41W348 MCDONALD RD, ELGIN, IL 60124-8604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2004 · Amount on Record
Deed SaleOct 27, 2004 · Amount on Record
Deed Document Number2004139724
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W348 MCDONALD RD, ELGIN, IL 60124-8604
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044863
DateSep 25, 2019
Instrument2019K044863
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2034

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityCampton Hills Village
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,951.00 (-1.22%) Homeowner's exemption$232,862 (+7.82%) Land $45,514 Building $187,348$698,866 (+7.82%) Land $136,597 Building $562,269
2024$215,978 (+17.07%) Land $42,170 Building $173,808$648,193 (+17.12%) Land $126,561 Building $521,633
2022$15,135.00 (+0.84%) Homeowner's exemption$184,481 (+3.57%) Land $36,906 Building $147,575$553,443 (+3.57%) Land $110,718 Building $442,725
2021$15,009.00 Homeowner's exemption$178,129 Land $35,558 Building $142,571$534,387 Land $106,674 Building $427,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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