Kane County property record for 41W086 McDonald Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,284 sqft · built 1900 |
| Lot Size | 3.43 acres (149,846 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $9,316 (2025) |
| Deeds & Mortgages | Nov 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-34-400-010 |
| Primary APN | 05-34-400-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| Basement Area | 1,142 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 149,846 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 41W086 MCDONALD RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1501 INDIANA AVE, SAINT CHARLES, IL 60174-3124 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2004 |
| Deed Sale | Jul 8, 2004 |
| Prior Sale | Dec 16, 1996 · Amount on Record |
| Deed Document Number | 200490450 |
| Prior Transfer Date | Jul 2, 2004 |
| Prior Transfer Doc | 0000090450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W086 MCDONALD RD, ELGIN, IL 60124-8604 |
| Document Number | 0000000631 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 41W086 MCDONALD RD ELGIN IL 601248604, ELGIN, IL 60124-8604 |
| Document Number | 0000000631 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 631 |
| Name | ST CHARLES BK&TR |
|---|---|
| Type | Bank |
| Address | ST CHARLES, IL 60174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,316.00 (-0.3%) | $140,110 (+7.79%) Land $43,693 Building $96,417 | $420,498 (+7.79%) Land $131,131 Building $289,367 |
| 2024 | $129,984 (+17.96%) Land $40,535 Building $89,449 | $390,108 (+18.01%) Land $121,654 Building $268,454 | |
| 2022 | $9,344.00 (+0.66%) | $110,195 (+3.51%) Land $35,595 Building $74,600 | $330,585 (+3.51%) Land $106,785 Building $223,800 |
| 2021 | $9,283.00 | $106,458 Land $34,388 Building $72,070 | $319,374 Land $103,164 Building $216,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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