41W320 McDonald Rd, Elgin, IL 60124 Property Records

Kane County property record for 41W320 McDonald Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,751 sqft · built 1997
Lot Size	7.55 acres (328,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Nov 1999)
Tax Bill	$7,851 (2025)
Flood Zone	Zone X (minimal risk)
APN	`05-34-400-021`

Property Details

APN / Parcel Number

Primary APN	`05-34-400-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,751 sqft Living Area
1st Floor Area	1,751 sqft
Basement Area	1,751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	328,878 sqft
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41W320 MCDONALD RD
City	ELGIN
State	IL
Zip	60124-8604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1080
Census Tract	850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41W320 MCDONALD RD, ELGIN, IL 60124-8604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 1999 · Amount on Record
Deed Sale	Nov 12, 1999 · Amount on Record
Prior Sale	May 14, 1998 · Amount on Record
Deed Document Number	1999108335
Last Transfer Date	Feb 26, 2007
Transfer Doc	0000035848
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Campton Hills Village
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,851.00 (-5.56%) Homeowner's exemption	$126,079 (+7.83%) Land $45,830 Building $80,249	$378,388 (+7.83%) Land $137,545 Building $240,843
2024		$116,925 (+12.39%) Land $42,476 Building $74,449	$350,915 (+12.43%) Land $127,479 Building $223,436
2022	$8,313.00 (+4.38%) Homeowner's exemption	$104,035 (+6.88%) Land $37,193 Building $66,842	$312,105 (+6.88%) Land $111,579 Building $200,526
2021	$7,964.00 Homeowner's exemption	$97,338 Land $35,838 Building $61,500	$292,014 Land $107,514 Building $184,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20