Kane County property record for 41W049 Saddlebrook Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,156 sqft · built 2001 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,500 (Jun 2019) |
| Tax Bill | $13,150 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-27-230-005 |
| Primary APN | 08-27-230-005 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| Gross Area | 4,924 sqft |
| 1st Floor Area | 2,156 sqft |
| Basement Area | 2,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 46,174 sqft |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 41W049 SADDLEBROOK DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAFOX WOODS 7 |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 852408 |
41W049 Saddlebrook Dr is owned and occupied by two individuals who bought it in June 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41W049 SADDLEBROOK DR, SAINT CHARLES, IL 60175-5304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Jul 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK FOR SAVINGS |
| Jun 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on File |
| Deed Sale | Jun 20, 2019 · Amount on File |
| Prior Sale | Aug 26, 2015 · Amount on File |
| Deed Document Number | 201925828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 22, 2026 |
| Property Address | 41W049 SADDLEBROOK DR, SAINT CHARLES, IL 60175-5304 |
| Document Number | 0000021225 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202621225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 41W049 SADDLEBROOK DR, SAINT CHARLES, IL 60175-5304 |
| Document Number | 0000021225, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202621225 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W049 SADDLEBROOK DR, ST CHARLES, IL 60175-5304 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 47W049 SADDLEBROOK DR, SAINT CHARLES, IL 60175 |
| Document Number | 0000058095 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021K058095 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W049 SADDLEBROOK DR, ST CHARLES, IL 60175-5304 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017312 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020K017312 |
| Name | LIBERTY BANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 20, 2019 |
| Property Address | 41W049 SADDLEBROOK DR, ST CHARLES, IL 60175-5304 |
| Document Number | 0000025828 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019K025828 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Tax | $217.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41W049 SADDLEBROOK DR, SAINT CHARLES, IL 60175-5304 |
| Document Number | 0000025829 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 2019K025829 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate | 4.37% |
|---|
The 2025 property tax bill for 41W049 Saddlebrook Dr was $13,150 with a homeowner's exemption, up 2.9% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,150.00 (+2.88%) Homeowner's exemption | $209,500 (+8.43%) Land $40,305 Building $169,195 | $628,752 (+8.43%) Land $120,963 Building $507,788 |
| 2024 | $12,782.00 | $193,212 Land $37,171 Building $156,041 | $579,868 Land $111,558 Building $468,310 |
| 2022 | $11,875.00 (+4.63%) Homeowner's exemption | $157,396 (+5.91%) Land $30,281 Building $127,115 | $472,188 (+5.91%) Land $90,843 Building $381,345 |
| 2021 | $11,350.00 Homeowner's exemption | $148,613 Land $28,591 Building $120,022 | $445,839 Land $85,773 Building $360,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41W049 Saddlebrook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41W049 Saddlebrook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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