Kane County property record for 41W035 Saddlebrook Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,910 sqft · built 2002 |
| Lot Size | 2.56 acres (111,949 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Jun 2023) |
| Tax Bill | $24,003 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-102-011 |
| Primary APN | 08-26-102-011 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,910 sqft Living Area |
| Gross Area | 8,688 sqft |
| Basement Area | 2,581 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 111,949 sqft |
| Garage Type | Attached |
| Garage Area | 1,197 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 702 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 729 sqft |
| Balcony Area | 1,080 sqft |
| Cooling System | Central |
|---|
| Street Address | 41W035 SADDLEBROOK DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 IN LA FOX WOODS UNIT NO. 7 |
| Legal Subdivision | LA FOX WOODS |
| Legal Block | 1 |
| Legal Lot Number | 80 |
| Legal Unit | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 852408 |
41W035 Saddlebrook Dr is owned and occupied by two individuals who bought it in June 2023.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 846 FARM DR, WEST CHICAGO, IL 60185-4948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 28, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on File |
| Deed Sale | Jun 5, 2023 · Amount on File |
| Prior Sale | Dec 11, 2012 · Amount on File |
| Deed Document Number | 202318120 |
| Prior Transfer Date | Feb 2, 2022 |
| Prior Transfer Doc | 0000011252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 5, 2023 |
| Property Address | 41W035 SADDLEBROOK DR, ST CHARLES, IL 60175-5304 |
| Document Number | 0000018120 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023K018120 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41W035 SADDLEBROOK DR, SAINT CHARLES, IL 60175-5304 |
| Document Number | 0000018121 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023K018121 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W035 SADDLEBROOK DR, ST CHARLES, IL 60175-5304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 41W035 SADDLEBROOK DR, SAINT CHARLES, IL 60175-5304 |
| Document Number | 0000030396 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022K030396 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 28, 2022 |
| Property Address | 41W035 SADDLEBROOK DR, ST CHARLES, IL 60175-5304 |
| Document Number | 0000011252 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022K011252 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41W035 SADDLEBROOK DR, ST CHARLES, IL 60175-5304 |
| Document Number | 0000011253 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022K011253 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate | 3.37% |
|---|
The 2025 property tax bill for 41W035 Saddlebrook Dr was $24,003 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,003.00 | $400,803 (+8.43%) Land $40,305 Building $360,498 | $1,202,890 (+8.43%) Land $120,963 Building $1,081,927 |
| 2024 | $369,642 Land $37,171 Building $332,471 | $1,109,370 Land $111,558 Building $997,812 | |
| 2022 | $20,723.00 (+4.64%) Homeowner's exemption | $275,183 (+5.91%) Land $30,281 Building $244,902 | $825,549 (+5.91%) Land $90,843 Building $734,706 |
| 2021 | $19,804.00 Homeowner's exemption | $259,827 Land $28,591 Building $231,236 | $779,481 Land $85,773 Building $693,708 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41W035 Saddlebrook Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41W035 Saddlebrook Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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