41W222 Saddlebrook Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 41W222 Saddlebrook Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,583 sqft · built 1996
Lot Size2.55 acres (111,078 sqft)
Owner2 Trust Names on File
Last Sale$630,000 (Nov 2008)
Tax Bill$16,481 (2025)
Deeds & MortgagesNov 2025 Transfer
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-27-229-007

Property Details

APN / Parcel Number

Primary APN08-27-229-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,583 sqft Living Area
Gross Area6,264 sqft
Basement Area1,861 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Lot Area111,078 sqft
Garage TypeAttached
Garage Area820 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Deck Area444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address41W222 SADDLEBROOK DR
CitySAINT CHARLES
StateIL
Zip60175-5305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90 UNIT 7
Legal SubdivisionLAFOX WOODS 7
Legal Block1
Legal Lot Number90
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group1
Census Block1011
Census Tract852408

Owner

41W222 Saddlebrook Dr is owner-occupied and held in a trust since November 2008.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address41W222 SADDLEBROOK DR, SAINT CHARLES, IL 60175-5305
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 22, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2008 · Amount on File
Deed SaleNov 5, 2008 · Amount on File
Prior SaleJul 8, 1996 · Amount on File
Deed Document Number200883826
Prior Transfer DateJun 26, 2006
Prior Transfer Doc0000080597
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateNov 7, 2025
Property Address41W222 SADDLEBROOK DR, ST CHARLES, IL 60175-5305
Document Number0000044122
Instrument DateOct 29, 2025
Instrument2025K044122
Transaction TypeTransfer
Record UpdatedNov 20, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41W222 SADDLEBROOK DR, SAINT CHARLES, IL 60175-5305

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W222 SADDLEBROOK DR, ST CHARLES, IL 60175-5305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051674
DateOct 22, 2018
Instrument2018K051674
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 11, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 41W222 Saddlebrook Dr was $16,481, up 2.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,481.00 (+2.81%) Homeowner's exemption$260,535 (+8.43%) Land $40,305 Building $220,230$781,918 (+8.43%) Land $120,963 Building $660,954
2024$16,031.00 Homeowner's exemption$240,279 Land $37,171 Building $203,108$721,125 Land $111,558 Building $609,568
2022$14,883.00 (+4.57%) Homeowner's exemption$195,739 (+5.91%) Land $30,281 Building $165,458$587,217 (+5.91%) Land $90,843 Building $496,374
2021$14,232.00 Homeowner's exemption$184,816 Land $28,591 Building $156,225$554,448 Land $85,773 Building $468,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41W222 Saddlebrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41W222 Saddlebrook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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