4198 S Gensen Loop, Cincinnati, OH 45245 Property Records

Clermont County property record for 4198 S Gensen Loop, Cincinnati, OH 45245 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2009
Square Footage2,008 sqft Living Area
Lot Size5,467 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$214,900 (2019)
Tax Bill$2,301.00 (2025)

Owner

Source: Clermont County records · APN 41-32-15D-291

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4198 S GENSEN LOOP, CINCINNATI, OH 45245-7067
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Jan 08, 2019Grant Deed, Transfer · Conventional Mortgage
KEMBA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2019 · Amount on Record
Deed SaleNov 25, 2019 · Amount on Record
Prior SaleJan 08, 2019 · Amount on Record
Deed Doc Number201926949
Deed Book / Page2824 / 1764
Record RefreshedSep 20, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateNov 25, 2019
Property Address4198 S GENSEN LOOP, CINCINNATI, OH 45245-7067
Document Number0000026949
Book / Page2824 / 1764
Map ReferenceCAB 14 PG 200-202
Instrument DateNov 22, 2019
Instrument201900026949
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address4198 S GENSEN LOOP, CINCINNATI, OH 45245-7067

Mortgage

Document Number0000026950
DateNov 25, 2019
Instrument201900026950
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCLERMONT OH
Recording DateJan 08, 2019
Property Address4198 S GENSEN LOOP, CINCINNATI, OH 45245-7067
Document Number0000000508
Book / Page002799 / 004644
Instrument DateJan 03, 2019
Instrument508
Transaction TypeTransfer
Record UpdatedFeb 13, 2019
Title CompanyTECHNETITLE AGENCY, TECHNETITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$799.60
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address8763 UNION CENTRE BLVD WEST CHESTER OH 450694897, WEST CHESTER, OH 45069-4897

Mortgage

Document Number509
DateJan 08, 2019
Book Page002799/004647
Instrument509
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 07, 2049

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,301.00 (-10.43%)$490 (-) Land $490
2024$2,569.00 (-49.6%) Homeowner's exemption$490 (-) Land $490$1,400 (-) Land $1,400
2023$5,097.00 (+18,103.57%) Homeowner's exemption$490 (-) Land $490$1,400 (-) Land $1,400
2022$28.00 Homeowner's exemption$490 Land $490
2020$1,400 Land $1,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 22% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN41-32-15D-291

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Building Area2,008 sqft Living Area
1st Floor600 sqft 1st Floor
Attic Area280 sqft Attic
Attic1 Attic
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area5,467 sqft (0.126 acres)
Parking Spaces1 Parking Spaces
Garage Area400 sqft Garage
Patio Area208 sqft Patio
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address4198 S GENSEN LOOP
CityCINCINNATI
StateOH
Zip45245-7067
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWETHERBY FARMS SECTION 6A; LOT 286; SEE 413215D291T FOR TIF
Legal SubdivisionWETHERBY FARMS
Legal Lot Number286
JurisdictionCLERMONT OH
Minor Civil DivisionUNION
Census Blockgroup3
Census Block3009
Census Tract41305

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