4197 S Gensen Loop, Cincinnati, OH 45245 Property Records

Clermont County property record for 4197 S Gensen Loop, Cincinnati, OH 45245 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,388 sqft Living Area
Lot Size	6,599 sqft (0.151 acres)
Occupancy	Owner Occupied
Last Sale	$320,000 (2024)
Tax Bill	$4,389.00 (2025)

Owner

Source: Clermont County records · APN 41-32-15D-346

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4197 S GENSEN LOOP, CINCINNATI, OH 45245-7066
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	May 21, 2012 · Amount on Record
Deed Doc Number	202418508
Deed Book / Page	2977 / 2322
Record Refreshed	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4197 S GENSEN LOOP, CINCINNATI, OH 45245-7066
Document Number	0000017549
Book / Page	002720 / 000604
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4197 S GENSEN LOOP CINCINNATI OH 452457066, CINCINNATI, OH 45245-7066

Mortgage

Document Number	0000017549
Date	Aug 03, 2017
Book Page	002720/000604
Instrument	17549

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2047

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,389.00 (+3.86%)	$600 (-) Land $600
2024	$4,226.00 (+4.04%) Homeowner's exemption	$600 (-) Land $600	$1,700 (-) Land $1,700
2023	$4,062.00 (+11,505.71%) Homeowner's exemption	$600 (-) Land $600	$1,700 (-) Land $1,700
2022	$35.00 Homeowner's exemption	$600 Land $600
2020			$1,700 Land $1,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`41-32-15D-346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,388 sqft Living Area
1st Floor	1,388 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	6,599 sqft (0.151 acres)
Parking Spaces	2 Parking Spaces
Garage Area	400 sqft Garage
Deck Area	168 sqft Deck
Patio Area	168 sqft Patio
Porch Area	156 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	4197 S GENSEN LOOP
City	CINCINNATI
State	OH
Zip	45245-7066
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WETHERBY FARMS SECTION 6B LOT 358; SEE 413215D346T FOR TIF
Legal Subdivision	WETHERBY FARMS
Legal Lot Number	358
Jurisdiction	CLERMONT OH
Minor Civil Division	UNION
Census Blockgroup	3
Census Block	3004
Census Tract	41305