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4194 S Gensen Loop, Cincinnati, OH 45245 Property Records

Clermont County property record for 4194 S Gensen Loop, Cincinnati, OH 45245 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,172 sqft · built 2009
Lot Size0.086 acres (3,759 sqft)
OwnerIndividual Name on File
Last Sale$177,000 (Jun 2018)
Tax Bill$1,492 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-32-15D-348

Property Details

APN / Parcel Number

Primary APN41-32-15D-348

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,172 sqft Living Area
1st Floor Area1,172 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area3,759 sqft (0.086 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area140 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4194 S GENSEN LOOP
CityCINCINNATI
StateOH
Zip45245-7067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWETHERBY FARMS SECTION 6B LOT 360; SEE 413215D348T FOR TIF
Legal SubdivisionWETHERBY FARMS
Legal Lot Number360
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3009
Census Tract41305

Owner

Source: Clermont County records · APN 41-32-15D-348

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4194 S GENSEN LOOP, CINCINNATI, OH 45245-7067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · VA Mortgage
SIBCY CLINE MORTGAGE SERVICES INC
Dec 02, 2019Deed of Trust, Mortgage · VA Mortgage
SIBCY CLINE MORTGAGE SERVICES INC
Jun 21, 2018Warranty Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2018 · Amount on Record
Deed SaleJun 21, 2018 · Amount on Record
Prior SaleDec 03, 2009 · Amount on Record
Deed Document Number201813905
Deed Book / Page2777 / 448
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4194 S GENSEN LOOP, CINCINNATI, OH 45245-7067
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006223
DateFeb 26, 2021
Book Page2870/5062
Instrument202100006223
Lender
NameSIBCY CLINE MORTGAGE SERVICES INC
TypeMortgage Company
AddressCINCINNATI, OH 45236
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4195 S GENSEN LOOP, CINCINNATI, OH 45245-7066
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyLAWYERS TTL OF CINCINNATI IN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027459
DateDec 02, 2019
Book Page2824/4654
Instrument201900027459
Lender
NameSIBCY CLINE MORTGAGE SERVICES INC
TypeMortgage Company
AddressCINCINNATI, OH 45236
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateJun 21, 2018
Property Address4195 S GENSEN LOOP, CINCINNATI, OH 45245-7066
Document Number0000013905
Book / Page002777 / 000448
Instrument DateJun 14, 2018
Instrument13905
Transaction TypeTransfer
Record UpdatedJul 05, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$708.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4194 S GENSEN LOOP CINCINNATI OH 452457067, CINCINNATI, OH 45245-7067

Mortgage

Document Number13906
DateJun 21, 2018
Book Page002777/000450
Instrument13906
Lender
NameTHIRD FED'L S&L ASSN
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 20, 2048

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,492.00 (-9.52%)$350 (-) Land $350
2024$1,649.00 (-50.03%) Homeowner's exemption$350 (-) Land $350$1,000 (-) Land $1,000
2023$3,300.00 (+16,4%) Homeowner's exemption$350 (-) Land $350$1,000 (-) Land $1,000
2022$20.00 Homeowner's exemption$350 Land $350
2020$1,000 Land $1,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250413053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 5% of the US · above 22% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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