4198 Diaz Ct, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4198 Diaz Ct, Hernando Beach, FL 34607 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,656 sqft · built 1990
Lot Size0.208 acres (9,047 sqft)
OwnerIndividual Name on File
Last Sale$810,000 (Mar 2023)
Tax Bill$9,660 (2025)
Deeds & MortgagesJul 2026 Sale
Mar 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR13-223-16-2330-0990-0210

Property Details

APN / Parcel Number

Primary APNR13-223-16-2330-0990-0210
Alternative APNs
  • 00165537
  • 165537

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,656 sqft Living Area
Gross Area3,912 sqft
1st Floor Area1,656 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,047 sqft (0.208 acres)
Garage TypeAttached
Garage Area496 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchScreened Porch
Porch Area1,636 sqft
Patio Area220 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00165537
Street Address4198 DIAZ CT
CityHERNANDO BEACH
StateFL
Zip34607-3345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 10 BLK 99 LOT 21
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 10
Legal Block99
Legal Lot Number21
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1003
Census Tract41501

Owner

Source: Hernando County records · APN R13-223-16-2330-0990-0210

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4198 DIAZ CT, HERNANDO BEACH, FL 34607-3345
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 22, 2023Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 22, 2023 · Amount on Record
Deed SaleMar 22, 2023 · Amount on Record
Prior SaleMay 11, 1999
Deed Document Number202315484
Deed Book / Page4277 / 499
Last Transfer DateJul 28, 2026
Transfer Doc0000051137
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateJul 28, 2026
Property Address4198 DIAZ CT, HERNANDO BEACH, FL 34607-3345
Document Number0000051137
Book / Page4741 / 730
Instrument DateJul 28, 2026
Instrument202651137
Transaction TypeTransfer
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address4198 DIAZ CT, HERNANDO BEACH, FL 34607-3345

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 22, 2023
Property Address4198 DIAZ CT, HERNANDO BEACH, FL 34607-3345
Document Number0042770499
Book / Page4277 / 499
Map ReferenceMB 7 PG 52
Instrument DateMar 14, 2023
Instrument2023015484
Transaction TypeTransfer
Record UpdatedApr 26, 2023
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4395 EVA LOU DR, BROOKSVILLE, FL 34602-5713

Transferred To (Grantee/Buyer)

NameVerified Name
Address4198 DIAZ CT, HERNANDO BEACH, FL 34607-3345
InvestorPossibly a Property Investor

Mortgage

Document Number0004277501
DateMar 22, 2023
Instrument4277/501
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,660.00 (+174.51%)$683,705 (+152.03%)$747,659 (+9.84%) Land $242,937 Building $504,722
2023$271,280 (+3%) Land $271,280
2022$3,519.00 Homeowner's exemption$263,379$680,705 Land $250,175 Building $430,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 357 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Helene, Sep 2024 · 245 claims
  • Hurricane Idalia, Aug 2023 · 46 claims
  • Hurricane Hermine, Sep 2016 · 35 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WOW Internet, Cable & PhoneFiber5,000 / 5,000
SpectrumCable1,000 / 35
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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