Hernando County property record for 4197 Diaz Ct, Hernando Beach, FL 34607 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,098 sqft · built 2003 |
| Lot Size | 0.208 acres (9,047 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,295,000 (Oct 2023) |
| Tax Bill | $15,007 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Sep 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2330-0990-0180 |
| Primary APN | R13-223-16-2330-0990-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,098 sqft Living Area |
| Gross Area | 5,610 sqft |
| 1st Floor Area | 2,152 sqft |
| Upper Floors Area | 946 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,047 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 2,152 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Deck Area | 160 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00165500 |
|---|---|
| Street Address | 4197 DIAZ CT |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 10 BLK 99 LOT 18 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 10 |
| Legal Block | 99 |
| Legal Lot Number | 18 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2330-0990-0180
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4197 DIAZ CT, HERNANDO BEACH, FL 34607-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 04, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Sep 07, 2022 | Warranty Deed, Transfer OCEAN SANDS TITLE SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2023 · Amount on Record |
| Deed Sale | Oct 04, 2023 · Amount on Record |
| Prior Sale | Sep 07, 2022 · Amount on Record |
| Deed Document Number | 202363242 |
| Deed Book / Page | 4349 / 1783 |
| Prior Transfer Date | Aug 21, 2014 |
| Prior Transfer Doc | 0031200808 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 04, 2023 |
| Property Address | 4197 DIAZ CT, HERNANDO BEACH, FL 34607-3346 |
| Document Number | 0043491783 |
| Book / Page | 4349 / 1783 |
| Map Reference | MB 7 PG 52 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023063242 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15678 OAKCREST CIR, BROOKSVILLE, FL 34604-8230 |
| Name | Verified Name |
|---|---|
| Address | 4197 DIAZ CT, HERNANDO BEACH, FL 34607-3346 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 07, 2022 |
| Property Address | 4197 DIAZ CT, HERNANDO BEACH, FL 34607-3346 |
| Document Number | 0042170864 |
| Book / Page | 4217 / 864 |
| Map Reference | MB 7 PG 52 |
| Instrument Date | Sep 01, 2022 |
| Instrument | 2022067237 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | OCEAN SANDS TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2398 COMMERCIAL WAY # 184, 2398, SPRING HILL, FL 34606-3516 |
| Name | Verified Name |
|---|---|
| Address | 15678 OAKCREST CIR, BROOKSVILLE, FL 34604-8230 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,007.00 (-10.59%) | $1,058,299 (-4.25%) Land $241,617 Building $816,682 | $1,058,299 (-4.25%) Land $241,617 Building $816,682 |
| 2023 | $1,105,217 (+156.98%) Land $274,069 Building $831,148 | ||
| 2022 | $16,785.00 Homeowner's exemption | $430,071 | $1,105,217 Land $248,855 Building $856,362 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 357 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WOW Internet, Cable & Phone | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures