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4186 Diaz Ct, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4186 Diaz Ct, Hernando Beach, FL 34607 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,632 sqft · built 1976
Lot Size0.1 acres (4,356 sqft)
OwnerOwner Name on File
Last Sale$130,000 (Jan 2001)
Tax Bill$1,624 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone AE (high risk)
APNR13-223-16-2330-0990-0230

Property Details

APN / Parcel Number

Primary APNR13-223-16-2330-0990-0230
Alternative APNs
  • 00479002
  • 479002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
1st Floor Area1,634 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage Area312 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area180 sqft
PorchPorch
Porch Area352 sqft
Deck Area70 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00479002
Street Address4186 DIAZ CT
CityHERNANDO BEACH
StateFL
Zip34607-3345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 10 BLK 99 LOT 23
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 10
Legal Block99
Legal Lot Number23
Legal Unit10
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1003
Census Tract41501

Owner

Source: Hernando County records · APN R13-223-16-2330-0990-0230

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address4186 DIAZ CT, HERNANDO BEACH, FL 34607-3345
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2021Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Last SaleJan 05, 2001 · Amount on Record
Deed SaleJan 05, 2001 · Amount on Record
Prior SaleNov 24, 1997 · Amount on Record
Deed Document Number0138700817
Deed Book / Page01387 / 00817
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4186 DIAZ CT, HERNANDO BEACH, FL 34607-3345
Transaction TypeMortgage
Record UpdatedJan 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4186 DIAZ CT, HERNANDO BEACH, FL 34607-3345

Mortgage

Document Number0040951909
DateDec 07, 2021
Book Page4095/1909
Instrument2021092124
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 06, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4186 DIAZ CT, HERNANDO BEACH, FL 34607-3345
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038611939
DateJul 13, 2020
Book Page3861/1939
Instrument2020041905
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,624.00 (+2.98%) Additional exemption filed$158,211 (+6.57%)$367,512 (+0.05%) Land $153,000 Building $214,512
2023$148,459 Land $148,459
2022$1,577.00$367,335 Land $157,800 Building $209,535

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 357 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Helene, Sep 2024 · 245 claims
  • Hurricane Idalia, Aug 2023 · 46 claims
  • Hurricane Hermine, Sep 2016 · 35 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 1,587 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WOW Internet, Cable & PhoneFiber5,000 / 5,000
SpectrumCable1,000 / 35
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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