4194 Bob White Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4194 Bob White Trl, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 1994
Lot Size	0.457 acres (19,906 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Mar 2013)
Tax Bill	$4,858 (2025)
Deeds & Mortgages	May 2018 Transfer May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-27-30-4839-0001-0190`

Property Details

APN / Parcel Number

Primary APN	`01-27-30-4839-0001-0190`
Alternative APNs	`273001483900010190` `89021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,819 sqft Living Area
Gross Area	2,649 sqft
1st Floor Area	1,819 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,906 sqft (0.457 acres)
Lot Dimensions	181 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	490 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4194 BOB WHITE TRL
City	SAINT CLOUD
State	FL
Zip	34772-7693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR1A
Legal Description	QUAIL WOOD UNIT ONE PB 7 PG 18 LOT 19
Legal Range	30E
Legal Township	27S
Legal Section	01
Legal Subdivision	QUAIL WOOD UNIT 1
Legal Tract	4839
Legal Block	190
Legal Lot Number	19
Legal Unit	ON
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1005
Census Tract	43205

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	INVITATION HOMES C/O RYAN LLC, SCOTTSDALE, AZ 85261
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 9, 2018	Quit Claim Deed, Transfer OS NATIONAL LLC
May 17, 2018	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2013 · Amount on Record
Deed Sale	Mar 26, 2013 · Amount on Record
Prior Sale	Dec 13, 1999 · Amount on Record
Deed Document Number	201348307
Deed Book / Page	4416 / 2495
Record Updated	Oct 29, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 9, 2018
Property Address	4194 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693
Document Number	0053310464
Book / Page	005331 / 000464
Instrument Date	May 8, 2018
Instrument	74065
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	May 17, 2018
Property Address	4194 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693
Document Number	0053352007
Book / Page	005335 / 002007
Instrument Date	May 8, 2018
Instrument	78186
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004

Mortgage

Document Number	53352007
Date	May 17, 2018
Book Page	005335/002007
Instrument	78186

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	383 MADISON AVE, NEW YORK, NY 10179-0001

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,858.00 (+7.19%)	$295,600 (+9.4%) Land $65,000 Building $230,600	$295,600 (+9.4%) Land $65,000 Building $230,600
2024	$4,532.00 (+6.96%)
2023	$4,237.00 (+11.24%)	$270,200 (+13.96%) Land $45,000 Building $225,200	$270,200 (+13.96%) Land $45,000 Building $225,200
2022	$3,809.00	$237,100 Land $45,000 Building $192,100	$237,100 Land $45,000 Building $192,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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