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4166 Bob White Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4166 Bob White Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,814 sqft · built 1993
Lot Size0.457 acres (19,907 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Aug 2015)
Tax Bill$2,782 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN89028

Property Details

APN / Parcel Number

Primary APN89028
Alternative APN
  • 012730483900010260

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,814 sqft Heated Area
Gross Area2,315 sqft
1st Floor Area1,174 sqft
Upper Floors Area640 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,907 sqft (0.457 acres)
Lot Dimensions181 ft deep x 110 ft wide
Garage TypeFinished
Garage Area1,120 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area18 sqft
Deck Area960 sqft
Patio Area166 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number89028
Street Address4166 BOB WHITE TRL
CitySAINT CLOUD
StateFL
Zip34772-7693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUAIL WOOD UNIT ONE PB 7 PG 18 LOT 26
Legal Range30E
Legal Township27S
Legal Section01
Legal SubdivisionQUAIL WOOD UNIT ONE & TWO
Legal Tract4839
Legal Block1
Legal Lot Number26
Legal UnitON
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1005
Census Tract43205

Owner

Source: Osceola County records · APN 89028

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4166 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2015 · Amount on Record
Deed SaleAug 18, 2015 · Amount on Record
Prior SaleOct 16, 2012 · Amount on Record
Deed Document Number2015123144
Deed Book / Page4828 / 0751
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4166 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4166 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693

Mortgage

Document Number0058510170
DateDec 15, 2020
Book Page5851/170
Instrument2020169651
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,782.00 (+8.25%) Homeowner's exemption Disabled Person's exemption$187,387 (+5.99%)$307,200 (+8.47%) Land $65,000 Building $242,200
2023$2,570.00 (+2.92%) Homeowner's exemption Disabled Person's exemption$176,802 (+3%)$283,200 (+12.65%) Land $45,000 Building $238,200
2022$2,497.00 Homeowner's exemption Disabled Person's exemption$171,653$251,400 Land $45,000 Building $206,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 500 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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