Osceola County property record for 4178 Bob White Trl, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,937 sqft · built 1993 |
| Lot Size | 0.457 acres (19,907 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $164,500 (May 2004) |
| Tax Bill | $2,015 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 89025 |
| Primary APN | 89025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,937 sqft Heated Area |
| Gross Area | 2,525 sqft |
| 1st Floor Area | 1,937 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,907 sqft (0.457 acres) |
| Lot Dimensions | 181 ft deep x 110 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 15 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 147 sqft |
| Deck Area | 1,045 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 89025 |
|---|---|
| Street Address | 4178 BOB WHITE TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR1A |
| Legal Description | QUAIL WOOD UNIT ONE PB 7 PG 18 LOT 23 |
| Legal Range | 30E |
| Legal Township | 27S |
| Legal Section | 01 |
| Legal Subdivision | QUAIL WOOD UNIT ONE & TWO |
| Legal Tract | 4839 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Legal Unit | ON |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 43205 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4178 BOB WHITE TRL, SAINT CLOUD, FL 34772-7693 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2004 · Amount on Record |
| Deed Sale | May 24, 2004 · Amount on Record |
| Deed Document Number | 2004110463 |
| Deed Book / Page | 2521 / 0590 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,015.00 (+0.6%) Homeowner's exemption Senior Citizen's exemption | $139,073 (+5.99%) | $298,800 (+9.45%) Land $65,000 Building $233,800 |
| 2023 | $2,003.00 (+6.26%) Homeowner's exemption | $131,218 (+3%) | $273,000 (+13.47%) Land $45,000 Building $228,000 |
| 2022 | $1,885.00 Homeowner's exemption | $127,397 | $240,600 Land $45,000 Building $195,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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