4193 Genesee Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4193 Genesee Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,103 sqft · built 2004
Lot Size	5.75 acres (250,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (Mar 2014)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-010-034-20`

Property Details

APN / Parcel Number

Primary APN	`008-010-034-20`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,103 sqft Living Area
1st Floor Area	2,103 sqft
Basement Area	2,103 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	250,470 sqft (5.75 acres)
Garage Area	526 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4193 GENESEE RD
City	LAPEER
State	MI
Zip	48446-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PARCEL 2: PART OF THE W 1/2 OF THE S E 1/4 OF SEC 10 T7N R9E ELBA TWP LAPEER CNTY MI BEGINNING N 00 DEG 18' 22 E 685.57 FT
Legal Range	09E
Legal Township	07N
Legal Section	10
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1032
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4193 GENESEE RD, LAPEER, MI 48446-3648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU
Aug 16, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SECURITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2014 · Amount on Record
Deed Sale	Mar 26, 2014 · Amount on Record
Prior Sale	Oct 2, 2013 · Amount on Record
Deed Book / Page	2699 / 946
Last Transfer Date	Aug 1, 2019
Transfer Doc	0030410392
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4193 GENESEE RD, LAPEER, MI 48446-3648
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4193 GENESEE RD, LAPEER, MI 48446-3648

Mortgage

Document Number	0032110030
Date	Jun 11, 2021
Book Page	3211/30

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Jul 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4193 GENESEE RD, LAPEER, MI 48446-3648
Document Number	0030940462
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4193 GENESEE RD LAPEER MI 484463648, LAPEER, MI 48446-3648

Mortgage

Document Number	0030940462
Date	Apr 21, 2020
Book Page	003094/000462

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 20, 2040

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 16, 2019
Property Address	4193 GENESEE RD, LAPEER, MI 48446-3648
Document Number	0030410392
Book / Page	003041 / 000392
Instrument Date	Aug 1, 2019
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	HOMELAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4193 GENESEE RD LAPEER MI 484463648, LAPEER, MI 48446-3648

Mortgage

Document Number	30410393
Date	Aug 16, 2019
Book Page	003041/000393

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2039

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,900 (+3.18%)	$473,800 (+3.18%)
2025	$3,278.00 (+3.7%) Homeowner's exemption	$229,600 (+12.44%)	$459,200 (+12.44%)
2024	$3,161.00 (+10.95%)
2023		$204,200	$408,400
2022	$2,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Bitwise.

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