4281 Genesee Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4281 Genesee Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,348 sqft · built 1900
Lot Size	14.2 acres (621,906 sqft)
Owner	Individual Name on Record
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Jun 2021 Sale & Line of Credit Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-010-031-00`

Property Details

APN / Parcel Number

Primary APN	`008-010-031-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,348 sqft Living Area
1st Floor Area	1,990 sqft
Basement Area	909 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	621,906 sqft (14.2 acres)
Garage Area	720 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4281 GENESEE RD
City	LAPEER
State	MI
Zip	48446-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 10 T7N R9E BEG N 2 DEG 08' 00 W 125.65 FT FROM THE S 1/4 POST, TH N 2 DEG 08' 20 W 1903.00 FT, TH S 62 DEG 08 W ON C/L
Legal Range	09E
Legal Township	07N
Legal Section	10
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1032
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4281 GENESEE RD, LAPEER, MI 48446-3645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Warranty Deed, Transfer · Line of Credit EASTERN MICHIGAN BANK
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 11, 2018
Transfer Doc	2966000594
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 4, 2021
Property Address	4281 GENESEE RD, LAPEER, MI 48446-3645
Document Number	0032080814
Book / Page	3208 / 814
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOT AVAILABLE, BELL TITLE OF LAPEER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3398 THORNVILLE RD, 3398, DRYDEN, MI 48428-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 GENESEE RD, LAPEER, MI 48446-3645

Mortgage

Document Number	0003208817
Date	Jun 4, 2021
Instrument	3208/817

Lender

Name	EASTERN MICHIGAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	May 28, 2028

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 11, 2018
Property Address	4281 GENESEE RD, LAPEER, MI 48446-3645
Document Number	0029710357
Book / Page	002971 / 000357
Instrument Date	Jun 27, 2018
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4301 GENESEE RD LAPEER MI 484463643, LAPEER, MI 48446-3643

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 18, 2018
Property Address	4281 GENESEE RD, LAPEER, MI 48446-3645
Document Number	0029660594
Book / Page	002966 / 000594
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4281 GENESEE RD LAPEER MI 484463645, LAPEER, MI 48446-3645

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,700 (+2.96%)	$403,400 (+2.96%)
2025	$2,551.00 (+3.53%) Homeowner's exemption	$195,900 (+14.03%)	$391,800 (+14.03%)
2024	$2,464.00 (+6.12%)
2023		$171,800	$343,600
2022	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Bitwise.

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