4101 Genesee Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4101 Genesee Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1976
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2020)
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-010-038-00`

Property Details

APN / Parcel Number

Primary APN	`008-010-038-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,040 sqft Living Area
1st Floor Area	960 sqft
Basement Area	480 sqft
Flooring	Carpet

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	392,040 sqft (9 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4101 GENESEE RD
City	LAPEER
State	MI
Zip	48446-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 10 T7N R9E BEG AT A PT ON THE CENTERLINE OF GENESEE RD THAT IS N 685.37 FT ALNG GOLF RD & S 65 DEG W 652.40 FT & S 64 DEG
Legal Range	09E
Legal Township	07N
Legal Section	10
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1032
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4101 GENESEE RD, LAPEER, MI 48446-3648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Aug 4, 2020 · Amount on Record
Deed Book / Page	3118 / 858
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 4, 2020
Property Address	4101 GENESEE RD, LAPEER, MI 48446-3648
Document Number	0031180858
Book / Page	3118 / 858
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4101 GENESEE RD, 4101, LAPEER, MI 48446-3648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 GENESEE RD, LAPEER, MI 48446-3648

Mortgage

Document Number	3118860
Date	Aug 4, 2020
Instrument	3118/860

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,000 (+4.65%)	$288,000 (+4.65%)
2025	$2,254.00 (+15.12%) Homeowner's exemption	$137,600 (+21.45%)	$275,200 (+21.45%)
2023		$113,300	$226,600
2022	$1,958.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Bitwise.

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