4192 Setters Rd, Union, KY 41091 Property Records

Boone County property record for 4192 Setters Rd, Union, KY 41091

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 3 ba · 1,880 sqft · built 1990
Lot Size	6.16 acres (268,373 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2022)
Tax Bill	$3,665 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030.00-00-021.00`

Property Details

APN / Parcel Number

Primary APN	`030.00-00-021.00`
Alternative APN	`19070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,880 sqft Finished Area

Exterior

Year Built	Built 1990
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	268,373 sqft (6.16 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	4192 SETTERS RD
City	UNION
State	KY
Zip	41091-9738
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	6.076 AC ON SETTER RD (30-21)
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	1
Census Block	1003
Census Tract	70601

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4192 SETTERS RD, UNION, KY 41091-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Deed Document Number	904400
Deed Book / Page	D1197 / 224
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Nov 3, 2022
Property Address	4192 SETTERS RD, UNION, KY 41091-9738
Document Number	0D1197/224
Book / Page	D1197 / 224
Instrument Date	Oct 7, 2022
Instrument	904400
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, PROTITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 SETTERS RD, UNION, KY 41091-9738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4192 SETTERS RD, UNION, KY 41091-9738

Mortgage

Document Number	0000904401
Date	Nov 3, 2022
Instrument	904401

Lender

Name	POSTAL FAMILY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,665.00 (-15.59%)	$452,400 (+20.64%) Land $142,800 Building $309,600
2024			$452,400 (+20.64%) Land $142,800 Building $309,600
2023	$4,342.00 (+108.25%)	$375,000 (+65.71%) Land $142,800 Building $232,200	$375,000 (+65.71%) Land $142,800 Building $232,200
2022	$2,085.00	$226,300 Land $75,000 Building $151,300	$226,300 Land $75,000 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Setters Rd

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