4050 Setters Rd, Union, KY 41091 Property Records

Boone County property record for 4050 Setters Rd, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,940 sqft · built 2012
Lot Size	6 acres (261,360 sqft)
Owner	Company Name on Record
Last Sale	$665,000 (Sep 2022)
Tax Bill	$383 (2025)
Deeds & Mortgages	Sep 2022 Sale & Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030.00-00-022.00`

Property Details

APN / Parcel Number

Primary APN	`030.00-00-022.00`
Alternative APN	`25286`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,940 sqft Finished Area
Basement Area	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	261,360 sqft (6 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4050 SETTERS RD
City	UNION
State	KY
Zip	41091-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.115 AC ON SETTER RD (30-22)
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	1
Census Block	1003
Census Tract	70601

Owner

Source: Boone County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1540 BEVERLY LN, GLENCOE, KY 41046-2107
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Warranty Deed, Transfer · Line of Credit GUARDIAN SAVINGS BANK
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 6, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	2022894634
Deed Book / Page	1195 / 205
Prior Transfer Date	May 30, 2017
Prior Transfer Doc	MC1307/650
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Sep 28, 2022
Property Address	4050 SETTERS RD, UNION, KY 41091-9756
Document Number	0D1195/205
Book / Page	D1195 / 205
Instrument Date	Sep 26, 2022
Instrument	894634
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4050 SEFTERS RD, 4050, UNION, KY 41091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4050 SETTERS RD, UNION, KY 41091-9756

Mortgage

Document Number	0M4634/637
Date	Sep 28, 2022
Book Page	M4634/637
Instrument	894673

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	4050 SETTERS RD, UNION, KY 41091-9756
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4050 SETTERS RD, UNION, KY 41091-9756

Mortgage

Document Number	0M4609/714
Date	Jun 23, 2022
Book Page	M4609/714
Instrument	873856

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Jun 6, 2017
Property Address	4050 SETTERS RD, UNION, KY 41091-9756
Document Number	MC1307/650
Book / Page	MC1307 / 650
Instrument Date	May 30, 2017
Instrument	728164
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4050 SETTERS RD, 4050, UNION, KY 41091-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4050 SETTERS RD, UNION, KY 41091-9756

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$383.00 (-1.79%)	$34,300 (-) Land $34,300
2024			$34,300 (-) Land $34,300
2023	$390.00 (-90.6%)	$34,300 (-90.72%) Land $34,300	$34,300 (-90.72%) Land $34,300
2022	$4,150.00	$369,700 Land $81,000 Building $288,700	$369,700 Land $81,000 Building $288,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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