Boone County property record for 4120 Setters Rd, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,920 sqft · built 1997 |
| Lot Size | 6.48 acres (282,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Apr 2013) |
| Tax Bill | $3,259 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030.00-00-022.01 |
| Primary APN | 030.00-00-022.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Finished Area |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,280 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 282,356 sqft (6.48 acres) |
| Patio Area | 496 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4120 SETTERS RD |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.4823 AC ON SETTER RD (30-22) |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70601 |
4120 Setters Rd is owned and occupied by two individuals who acquired it in March 2021.
Source: Boone County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4120 SETTERS RD, UNION, KY 41091-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2013 · Amount on File |
| Deed Sale | Apr 4, 2013 · Amount on File |
| Deed Document Number | 2013624101 |
| Deed Book / Page | 1018 / 657 |
| Last Transfer Date | Mar 10, 2021 |
| Transfer Doc | D1162/202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Mar 17, 2021 |
| Property Address | 4120 SETTERS RD, UNION, KY 41091-9756 |
| Document Number | D1162/202 |
| Book / Page | D1162 / 202 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 829703 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4120 SETTERS RD, UNION, KY 41091-9756 |
| Document Number | 829705 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 829705 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 4120 Setters Rd was $3,259.
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,259.00 | $285,000 Land $86,300 Building $198,700 | |
| 2024 | $285,000 (+8.82%) Land $86,300 Building $198,700 | ||
| 2023 | $3,055.00 (+3.91%) | $261,900 (-) Land $86,300 Building $175,600 | $261,900 (-) Land $86,300 Building $175,600 |
| 2022 | $2,940.00 | $261,900 Land $86,300 Building $175,600 | $261,900 Land $86,300 Building $175,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4120 Setters Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4120 Setters Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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