416 Pristine Water Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 416 Pristine Water Ln, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,653 sqft · built 1999
Lot Size	0.158 acres (6,890 sqft)
Owner	2 Individual Names on File
Last Sale	$52,518 (Jun 2021)
Tax Bill	$3,397 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C56-000-596-0578-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-0578-2`
Alternative APNs	`21-2S-25-3309-000C-0150` `25S2213309000C0150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,653 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,890 sqft (0.158 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened/Unfinished Porch
Porch Area	251 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 PRISTINE WATER LN
City	MARY ESTHER
State	FL
Zip	32569-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD EST S/D LOT 15 BLK C
Legal Range	25W
Legal Township	02S
Legal Section	21
Legal Subdivision	WATERFORD EST S/D
Legal Block	C
Legal Lot Number	15
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2023
Census Tract	23100

Owner

416 Pristine Water Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Okaloosa County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 PRISTINE WATER LN, MARY ESTHER, FL 32569-2176
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 13, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Mar 13, 2018 · Amount on File
Deed Document Number	20213464291
Deed Book / Page	3554 / 562
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	0035540562
Record Updated	Jun 8, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 17, 2021
Property Address	416 PRISTINE WATER LN, MARY ESTHER, FL 32569-2176
Document Number	0035540562
Book / Page	3554 / 562
Map Reference	MB 18 PG 22
Instrument Date	Jun 7, 2021
Instrument	3464291
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$368.20
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 PRISTINE WATER LN, MARY ESTHER, FL 32569-2176

Mortgage

Document Number	0035540566
Date	Jun 17, 2021
Book Page	3554/566
Instrument	3464292

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 13, 2018
Property Address	416 PRISTINE WATER LN, MARY ESTHER, FL 32569-2176
Document Number	0033410805
Book / Page	3341 / 0805
Map Reference	MB18 PG22
Instrument Date	Mar 12, 2018
Instrument	3194022
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1190 E WASHINGTON ST # STPH8I3, 1190, TAMPA, FL 33602-3706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 WISTERLA ST, PANAMA CITY BEACH, FL 32407-3045

Mortgage

Document Number	0003194023
Date	Mar 13, 2018
Instrument	3194023

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 416 Pristine Water Ln was $3,397.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,397.00	$285,440 Land $69,630 Building $215,810	$285,440 Land $69,630 Building $215,810
2023	$3,261.00 (+10.96%)	$288,022 (+8.05%) Land $56,017 Building $232,005	$288,022 (+8.05%) Land $56,017 Building $232,005
2022	$2,939.00	$266,552 Land $52,353 Building $214,199	$266,552 Land $52,353 Building $214,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Pristine Water Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	287 (1991–2021)
Claims Outside the SFHA	104 of 287
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 122 claims Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Pristine Water Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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