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418 Pristine Water Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 418 Pristine Water Ln, Mary Esther, FL 32569

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,947 sqft · built 2000
Lot Size0.162 acres (7,039 sqft)
Owner2 Individual Names on File
Last Sale$132,000 (Feb 2003)
Tax Bill$3,795 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (moderate risk)
APNC56-000-596-0577-4

Property Details

APN / Parcel Number

Primary APNC56-000-596-0577-4
Alternative APNs
  • 21-2S-25-3309-000C-0140
  • 25S2213309000C0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,947 sqft Living Area
Gross Area2,912 sqft
1st Floor Area1,947 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area7,039 sqft (0.162 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area108 sqft
Patio Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address418 PRISTINE WATER LN
CityMARY ESTHER
StateFL
Zip32569-2176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERFORD EST S/D LOT 14 BLK C
Legal Range25W
Legal Township02S
Legal Section21
Legal SubdivisionWATERFORD EST S/D
Legal BlockC
Legal Lot Number14
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2023
Census Tract23100

Owner

418 Pristine Water Ln is owned by two individuals who bought it in February 2003.

Source: Okaloosa County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address9487 POUDER LN, NAVARRE, FL 32566-2565
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2003 · Amount on File
Deed SaleFeb 11, 2003 · Amount on File
Prior SaleJun 6, 2000 · Amount on File
Deed Document Number20031989788
Deed Book / Page2413 / 4922
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address418 PRISTINE WATER LN, MARY ESTHER, FL 32569-2176
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9487 POUDER LN, NAVARRE, FL 32566-2565

Mortgage

Document Number0036170460
DateApr 19, 2022
Book Page3617/460
Instrument3543495
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 418 Pristine Water Ln was $3,795.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,795.00$318,805 Land $69,630 Building $249,175$318,805 Land $69,630 Building $249,175
2023$3,682.00 (+10.94%)$326,508 (+8.09%) Land $56,017 Building $270,491$326,508 (+8.09%) Land $56,017 Building $270,491
2022$3,319.00$302,076 Land $52,353 Building $249,723$302,076 Land $52,353 Building $249,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Pristine Water Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 259 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims287 (1991–2021)
Claims Outside the SFHA104 of 287
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 122 claims
  • Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Pristine Water Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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