419 Main St, Penfield, IL 61862 Property Records

Champaign County property record for 419 Main St, Penfield, IL 61862

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,268 sqft · built 1974
Lot Size	0.395 acres (17,201 sqft)
Owner	2 Individual Names on File
Last Sale	$113,500 (Apr 2016)
Tax Bill	$3,215 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-12-04-356-009`

Property Details

APN / Parcel Number

Primary APN	`06-12-04-356-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	4,026 sqft
1st Floor Area	1,268 sqft
Basement Area	1,268 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	17,201 sqft (0.395 acres)
Garage Type	Attached
Garage Area	1,490 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	419 MAIN ST
City	PENFIELD
State	IL
Zip	61862-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10, 11 BLOCK 3 BUSEYS, S.H., 6TH ADD PENFIELD
Legal Range	14W
Legal Township	21N
Legal Section	04
Legal Subdivision	BUSEYS, S.H., 6TH ADD PENFIELD
Legal Block	3
Legal Lot Number	10,11
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	4
Census Block	4127
Census Tract	10400

Owner

419 Main St is owned and occupied by two individuals who bought it in April 2016.

Source: Champaign County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 56, PENFIELD, IL 61862-0056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on File
Deed Sale	Apr 25, 2016 · Amount on File
Prior Sale	Aug 3, 2007 · Amount on File
Deed Document Number	20166800
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	419 MAIN ST, PENFIELD, IL 61862-9716
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004335
Date	Apr 9, 2024
Instrument	2024R04335

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Secondary School District	Armstrong Township High School District 225 (09 - 12)
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,700 (+8.79%) Land $6,580 Building $48,120	$164,100 (+8.79%) Land $19,740 Building $144,360
2024	$3,215.00 (+8.54%)	$50,280 Land $6,050 Building $44,230	$150,840 Land $18,150 Building $132,690
2023	$2,962.00 (+5.37%)
2022	$2,811.00 Homeowner's exemption	$44,290 Land $5,330 Building $38,960	$132,870 Land $15,990 Building $116,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 419 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENFIELD PWD serves 150 people · EPA ID IL0195100
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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