404 Main St, Penfield, IL 61862 Property Records

Champaign County property record for 404 Main St, Penfield, IL 61862

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,352 sqft · built 1984
Lot Size	0.393 acres (17,139 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Dec 2020)
Tax Bill	$1,881 (2024)
Deeds & Mortgages	Dec 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-12-04-355-012`

Property Details

APN / Parcel Number

Primary APN	`06-12-04-355-012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	3,328 sqft
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	17,139 sqft (0.393 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	140 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 MAIN ST
City	PENFIELD
State	IL
Zip	61862-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 4 BLOCK 4 BUSEYS, S.H., 6TH ADD PENFIELD
Legal Range	14W
Legal Township	21N
Legal Section	04
Legal Subdivision	BUSEYS, S.H., 6TH ADD PENFIELD
Legal Block	4
Legal Lot Number	1,4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	4
Census Block	4132
Census Tract	10400

Owner

404 Main St is owned and occupied by an individual who bought it in December 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	404 MAIN ST, PENFIELD, IL 61862-9748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Deed Document Number	202027080
Record Updated	Oct 29, 2026

December 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 22, 2020
Property Address	404 MAIN ST, PENFIELD, IL 61862-9748
Document Number	0000027080
Map Reference	MB B PG 63
Instrument Date	Nov 5, 2020
Instrument	2020R27080
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MAIN ST, PENFIELD, IL 61862-9748

Mortgage

Document Number	0000027081
Date	Dec 22, 2020
Instrument	2020R27081

Lender

Name	THE GIFFORD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jan 15, 2026

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Secondary School District	Armstrong Township High School District 225 (09 - 12)
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,720 Land $6,580 Building $28,140	$104,160 Land $19,740 Building $84,420
2024	$1,881.00
2022	$1,623.00 Homeowner's exemption	$28,110 Land $5,330 Building $22,780	$84,330 Land $15,990 Building $68,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENFIELD PWD serves 150 people · EPA ID IL0195100
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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