401 Main St, Penfield, IL 61862 Property Records

Champaign County property record for 401 Main St, Penfield, IL 61862

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,004 sqft · built 1895
Lot Size	0.198 acres (8,613 sqft)
Owner	2 Individual Names on File
Last Sale	$16,000 (Jan 2014)
Tax Bill	$1,465 (2024)
Deeds & Mortgages	Feb 2026 Transfer Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-12-04-356-001`

Property Details

APN / Parcel Number

Primary APN	`06-12-04-356-001`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,004 sqft Living Area
Gross Area	1,158 sqft
Basement Area	154 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	8,613 sqft (0.198 acres)
Porch	Open Frame Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	401 MAIN ST
City	PENFIELD
State	IL
Zip	61862-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 3 BUSEYS, S.H., 6TH ADD PENFIELD
Legal Range	14W
Legal Township	21N
Legal Section	04
Legal Subdivision	BUSEYS, S.H., 6TH ADD PENFIELD
Legal Block	3
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	4
Census Block	4127
Census Tract	10400

Owner

401 Main St is owned by two individuals who acquired it in August 2023.

Source: Champaign County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	598 ERIC WAY, BOLINGBROOK, IL 60440-1325
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 14, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2014 · Amount on File
Deed Sale	Jan 21, 2014 · Amount on File
Prior Sale	Nov 27, 2013 · Amount on File
Deed Document Number	20141085
Last Transfer Date	Aug 11, 2023
Transfer Doc	0000011519
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 20, 2026
Property Address	401 MAIN ST, PENFIELD, IL 61862-9716
Document Number	0000002480
Map Reference	MB B PG 63
Instrument Date	Feb 19, 2026
Instrument	2026R02480
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	598 ERIC WAY, BOLINGBROOK, IL 60440-1325

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 14, 2023
Property Address	401 MAIN ST, PENFIELD, IL 61862-9716
Document Number	0000011519
Map Reference	MB B PG 63
Instrument Date	Aug 1, 2023
Instrument	2023R11519
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 ELM ST, PENFIELD, IL 61862

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Secondary School District	Armstrong Township High School District 225 (09 - 12)
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,160 (+8.81%) Land $3,290 Building $24,870	$84,480 (+8.81%) Land $9,870 Building $74,610
2024	$1,465.00 Homeowner's exemption	$25,880 Land $3,020 Building $22,860	$77,640 Land $9,060 Building $68,580
2022	$1,232.00 Homeowner's exemption	$22,790 Land $2,660 Building $20,130	$68,370 Land $7,980 Building $60,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENFIELD PWD serves 150 people · EPA ID IL0195100
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Nextlink Fixed Wireless	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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