419 Locke Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 419 Locke Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,188 sqft · built 2004
Lot Size0.109 acres (4,748 sqft)
OwnerIndividual Name on Record
Last Sale$1,375,000 (Dec 2020)
Tax Bill$18,436 (2025)
Deeds & MortgagesDec 2020 Sale
Flood ZoneZone X (minimal risk)
APN044-215-08

Property Details

APN / Parcel Number

Primary APN044-215-08
Alternative APN
  • 044-215-08-000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area2,188 sqft Living Area
Gross Area2,507 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2015
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,748 sqft (0.109 acres)
View / LotOcean
Garage TypeAttached
Garage Area319 sqft
Parking Spaces1 Parking Space
Deck Area734 sqft
Patio Area734 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address419 LOCKE DR
CityAPTOS
StateCA
Zip95003-5235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionBLK 21 LOT 8
Legal SubdivisionAPTOS BEACH CC PROPERTIES
Legal Lot Number8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1010
Census Tract122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address419 LOCKE DR, APTOS, CA 95003-5235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2020 · Amount on Record
Deed SaleDec 16, 2020 · Amount on Record
Prior SaleJul 15, 2016 · Amount on Record
Deed Document Number202054494
Prior Transfer DateDec 19, 1994
Prior Transfer Doc0000012507
Record UpdatedOct 29, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 16, 2020
Property Address419 LOCKE DR, APTOS, CA 95003-5235
Document Number0000054494
Instrument DateDec 14, 2020
Instrument54494
Transaction TypeTransfer
Record UpdatedJan 7, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,513.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5050 POPLAR AVE #1600 MEMPHIS TN 381571600, 1600, MEMPHIS, TN 38157-1600

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,518,111 (+2%) Land $910,867 Building $607,244
2025$18,436.00 (+9.63%)$1,488,345 (+4.04%) Land $893,007 Building $595,338
2023$16,816.00 (+2.04%)$1,430,550 Land $858,330 Building $572,220$1,400,940
2022$16,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Locke Dr

Nearby Streets

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