418 Locke Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 418 Locke Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,042 sqft · built 1962
Lot Size0.163 acres (7,100 sqft)
OwnerCompany Name on Record
Last Sale$1,400,000 (Feb 2021)
Tax Bill$18,741 (2025)
Deeds & MortgagesDec 2025 Sale
Feb 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN044-213-48

Property Details

APN / Parcel Number

Primary APN044-213-48
Alternative APN
  • 044-213-48-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,042 sqft Living Area
Gross Area2,393 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
TerrainSteep
Garage TypeAttached
Garage Area351 sqft
Parking Spaces1 Parking Space
Deck Area766 sqft
Patio Area766 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address418 LOCKE DR
CityAPTOS
StateCA
Zip95003-5245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal SubdivisionAPTOS BEACH CC PROPS 01
Legal Lot NumberD
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1007
Census Tract122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address111 JENNINGS WAY, WATSONVILLE, CA 95076-2054
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Grant Deed, Transfer
Feb 19, 2021Grant Deed, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 27, 2020Affidavit of Death, Transfer
ATTORNEY ONLY
Oct 27, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleAug 23, 2004 · Amount on Record
Deed Document Number202110719
Prior Transfer DateSep 9, 2010
Prior Transfer Doc0000036849
Record UpdatedSep 20, 2026

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 29, 2025
Property Address418 LOCKE DR, APTOS, CA 95003-5245
Document Number0000028720
Map ReferenceMB 23 PG 1
Instrument DateDec 22, 2025
Instrument2025-0028720
Transaction TypeTransfer
Record UpdatedJan 14, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 JENNINGS WAY, WATSONVILLE, CA 95076-2054

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 19, 2021
Property Address418 LOCKE DR, APTOS, CA 95003-5245
Document Number0000010719
Map ReferenceMB 23 PG 1
Instrument DateFeb 11, 2021
Instrument2021-0010719
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 JENNINGS WAY, WATSONVILLE, CA 95076-2054

October 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateOct 27, 2020
Property Address418 LOCKE DR, APTOS, CA 95003-5245
Document Number0000044131
Instrument DateSep 30, 2020
Instrument44131
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address418 LOCKE DR APTOS CA 950035245, APTOS, CA 95003-5245

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 27, 2020
Property Address418 LOCKE DR, APTOS, CA 95003-5245
Document Number0000044132
Instrument DateSep 30, 2020
Instrument44132
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address418 LOCKE DR APTOS CA 950035245, APTOS, CA 95003-5245

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,545,713 (+2%) Land $1,081,999 Building $463,714
2025$18,741.00 (+9.61%)$1,515,406 (+4.04%) Land $1,060,784 Building $454,622
2023$17,098.00 (+2.03%)$1,456,560 Land $1,019,592 Building $436,968$1,393,290
2022$16,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locke Dr

Nearby Streets

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