414 Locke Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 414 Locke Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,906 sqft · built 1968
Lot Size0.207 acres (9,017 sqft)
Owner2 Individual Names on Record
Last Sale$766,000 (Nov 2011)
Tax Bill$12,484 (2025)
Flood ZoneZone X (minimal risk)
APN044-213-55

Property Details

APN / Parcel Number

Primary APN044-213-55
Alternative APN
  • 044-213-55-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,906 sqft Living Area
Gross Area2,349 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area9,017 sqft (0.207 acres)
TerrainSteep
Garage TypeAttached
Garage Area443 sqft
Parking Spaces2 Parking Spaces
Deck Area395 sqft
Patio Area395 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address414 LOCKE DR
CityAPTOS
StateCA
Zip95003-5245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionBLK 22 LOT 8
Legal SubdivisionAPTOS BEACH CC PROPS 01
Legal Block22
Legal Lot Number8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1007
Census Tract122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address414 LOCKE DR, APTOS, CA 95003-5245
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2011 · Amount on Record
Deed SaleNov 10, 2011 · Amount on Record
Prior SaleSep 13, 2007 · Amount on Record
Deed Document Number201146653
Last Transfer DateNov 21, 2013
Transfer Doc0000056517
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$981,185 (+2%) Land $588,711 Building $392,474
2025$12,484.00 (+10.09%)$961,945 (+4.04%) Land $577,167 Building $384,778
2023$11,340.00 (+2.19%)$924,592 Land $554,755 Building $369,837$1,320,120
2022$11,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locke Dr

Nearby Streets

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