Kenton County property record for 415 Elken Pl, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1972 |
| Lot Size | 0.171 acres (7,487 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,000 (Oct 2018) |
| Tax Bill | $2,014 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage Jul 2018 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-18-008.00 |
| Primary APN | 004-30-18-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,026 sqft Finished Area |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,487 sqft |
| Lot Dimensions | 133 ft deep x 56 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0043018008.00 |
|---|---|
| Street Address | 415 ELKEN PL |
| City | ELSMERE |
| State | KY |
| Zip | 41018-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERPENBECKS 4TH ADDN S 56' LOT 193 56'X 133.7' IRREG |
| Legal Subdivision | ERPENBECK (ELSMERE) |
| Legal Phase | 4 |
| Legal Lot Number | 193 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 65700 |
Source: Kenton County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 ELKEN PL, ELSMERE, KY 41018-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Jul 16, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS |
| Jun 20, 2018 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Mar 27, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on Record |
| Deed Sale | Oct 30, 2018 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 0006534333 |
| Deed Book / Page | 6534 / 333 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 30, 2018 |
| Property Address | 415 ELKEN PL, ELSMERE, KY 41018-1925 |
| Document Number | 0000000204 |
| Book / Page | 0C6534 / 000333 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 204 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 ELKEN PL ELSMERE KY 410181925, ELSMERE, KY 41018-1925 |
| Document Number | 208 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 0C6534/000336 |
| Instrument | 208 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, KY 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2048 |
| Document Number | 210, |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 006535/000002 |
| Instrument | 210 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 29, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 12% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 16, 2018 |
| Property Address | 415 ELKEN PL, ELSMERE, KY 41018-1925 |
| Book / Page | 0C6453 / 000052 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 126 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 1, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1488 VISTAGLEN CIR UNION KY 410918276, UNION, KY 41091-8276 |
| Document Number | 0000000126 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 0C6453/000052 |
| Instrument | 126 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 20, 2018 |
| Property Address | 415 ELKEN PL, ELSMERE, KY 41018-1925 |
| Document Number | 0000000121 |
| Book / Page | 0C6434 / 000319 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 121 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1488 VISTAGLEN CIR UNION KY 410918276, UNION, KY 41091-8276 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 27, 2018 |
| Property Address | 415 ELKEN PL, ELSMERE, KY 41018-1925 |
| Document Number | 0000000114 |
| Book / Page | 0C6378 / 000107 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 114 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1231 LOUISVILLE RD FRANKFORT KY 406016156, FRANKFORT, KY 40601-6156 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 (+1.36%) | $132,600 (-) Land $25,000 Building $107,600 | $132,600 (-) Land $25,000 Building $107,600 |
| 2023 | $1,987.00 | $132,600 Land $25,000 Building $107,600 | $132,600 Land $25,000 Building $107,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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