419 E 13th St, Cozad, NE 69130 Property Records

Dawson County property record for 419 E 13th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,544 sqft · built 1962
Lot Size	0.201 acres (8,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,000 (May 2025)
Tax Bill	$2,463 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20148-002-0001`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20148-002-0001`
Alternative APN	`240102185`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	1,552 sqft
1st Floor Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,749 sqft (0.201 acres)
Lot Dimensions	134 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	119 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	419 E 13TH ST
City	COZAD
State	NE
Zip	69130-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000835 W65FT LOT 1 BLK 2 DARNER'S FIRST SUB-DIV OF PT OF LOT 13
Legal Subdivision	DARNER'S FIRST SUB
Legal Block	2
Legal Lot Number	1,13
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2056
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 E 13TH ST, COZAD, NE 69130-1610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage WAYPOINT BANK
May 22, 2025	Warranty Deed, Transfer · Conventional Mortgage FLATWATER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Mar 28, 2025 · Amount on Record
Deed Document Number	20251430
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	419 E 13TH ST, COZAD, NE 69130-1610
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230658
Date	Mar 22, 2023
Instrument	2023-0658

Lender

Name	WAYPOINT BANK
Type	Bank
Address	COZAD, NE 69130

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	May 22, 2025
Property Address	419 E 13TH ST, COZAD, NE 69130-1610
Document Number	0020251430
Instrument Date	May 20, 2025
Instrument	2025-1430
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020251431
Date	May 22, 2025
Instrument	2025-1431

Lender

Name	FLATWATER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,784 (+20.77%) Land $6,999 Building $190,785	$197,784 (+20.77%) Land $6,999 Building $190,785
2025	$2,463.00 (-4.01%)	$163,774 (-) Land $6,999 Building $156,775	$163,774 (-) Land $6,999 Building $156,775
2024	$2,566.00 (-19.69%)	$163,774 (+10.68%) Land $6,999 Building $156,775	$163,774 (+10.68%) Land $6,999 Building $156,775
2023	$3,195.00	$147,970 Land $5,249 Building $142,721	$147,970 Land $5,249 Building $142,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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