500 E 13th St, Cozad, NE 69130 Property Records

Dawson County property record for 500 E 13th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 908 sqft · built 1955
Lot Size	0.165 acres (7,183 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Sep 2026)
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20038-002-0008`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20038-002-0008`
Alternative APN	`240100298`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	908 sqft Living Area
1st Floor Area	908 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	7,183 sqft (0.165 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	12 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	500 E 13TH ST
City	COZAD
State	NE
Zip	69130-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000907 LOT 5 BLK B BECORS ADD
Legal Subdivision	BECORS ADD
Legal Block	B
Legal Lot Number	5
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2066
Census Tract	968300

Owner

Source: Dawson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	500 E 13TH ST, COZAD, NE 69130-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 17, 2025	Quit Claim Deed, Transfer Quitclaim
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK
Feb 18, 2021	Warranty Deed, Transfer
Jan 13, 2011	Personal Representative Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Dec 17, 2025 · Amount on Record
Deed Document Number	20262580
Prior Transfer Date	Dec 16, 2025
Prior Transfer Doc	0000003384
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Sep 23, 2026
Property Address	500 E 13TH ST, COZAD, NE 69130-1611
Document Number	0000002580
Instrument Date	Sep 22, 2026
Instrument	20262580
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$32,861.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E 13TH ST, COZAD, NE 69130-1611

Mortgage

Document Number	0000002581,
Date	Sep 23, 2026
Instrument	20262581

Lender

Name	FIRST NATIONAL BANK OF OMAHA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000002582,
Date	Sep 23, 2026
Instrument	20262582

Lender

Name	NEBRASKA INV FINANCIAL AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAWSON NE
Recording Date	Dec 17, 2025
Property Address	500 E 13TH ST, COZAD, NE 69130-1611
Document Number	0020253384
Instrument Date	Dec 16, 2025
Instrument	2025-3384
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$92.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	May 19, 2021
Property Address	500 E 13TH ST, COZAD, NE 69130-1611
Document Number	0020211954
Instrument Date	May 13, 2021
Instrument	2021-1954
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0020211955
Date	May 19, 2021
Instrument	2021-1955

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Feb 18, 2021
Property Address	500 E 13TH ST, COZAD, NE 69130-1611
Document Number	0020210601
Instrument Date	Feb 18, 2021
Instrument	2021-0601
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$94.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

January 2011: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DAWSON NE
Recording Date	Jan 13, 2011
Property Address	500 E 13TH ST, COZAD, NE 69130-1611
Document Number	0020110169
Instrument Date	Jan 7, 2011
Instrument	2011-0169
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	00000

Mortgage

Document Number	0020110170
Date	Jan 13, 2011
Instrument	2011-0170

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jan 12, 2044

Interest

Rate	4.25%
Change Frequency	2 Years

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,541 (+19.81%) Land $5,746 Building $89,795	$95,541 (+19.81%) Land $5,746 Building $89,795
2025	$1,199.00 (-6.4%)	$79,746 (-) Land $5,746 Building $74,000	$79,746 (-) Land $5,746 Building $74,000
2024	$1,281.00 (-2.51%)	$79,746 (+31.03%) Land $5,746 Building $74,000	$79,746 (+31.03%) Land $5,746 Building $74,000
2023	$1,314.00	$60,862 Land $4,310 Building $56,552	$60,862 Land $4,310 Building $56,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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