416 E 13th St, Cozad, NE 69130 Property Records

Dawson County property record for 416 E 13th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1948
Lot Size	0.191 acres (8,319 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jan 2024)
Tax Bill	$1,426 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20148-001-0005`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20148-001-0005`
Alternative APN	`240102002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	8,319 sqft (0.191 acres)
Lot Dimensions	136 ft deep x 60.9 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 E 13TH ST
City	COZAD
State	NE
Zip	69130-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000833 LOT 5 BLK 1 DARNERS FIRST SUB PT LOT 13
Legal Subdivision	DARNERS FIRST SUB
Legal Block	1
Legal Lot Number	5,13
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2066
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1113 AVENUE J, COZAD, NE 69130-1443
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTMENT SERVICES CORP
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage SECURITY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	202442
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Jan 8, 2024
Property Address	416 E 13TH ST, COZAD, NE 69130-1609
Document Number	0020240042
Instrument Date	Jan 8, 2024
Instrument	2024-0042
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240043
Date	Jan 8, 2024
Instrument	2024-0043

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWSON NE
Recording Date	Nov 1, 2021
Property Address	416 E 13TH ST, COZAD, NE 69130-1609
Document Number	0020213922
Instrument Date	Oct 25, 2021
Instrument	2021-3922
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213923
Date	Nov 1, 2021
Instrument	2021-3923

Lender

Name	SECURITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,475 (+19.64%) Land $6,655 Building $106,820	$113,475 (+19.64%) Land $6,655 Building $106,820
2025	$1,426.00 (-33.58%)	$94,845 (-4.63%) Land $6,655 Building $88,190	$94,845 (-4.63%) Land $6,655 Building $88,190
2023	$2,147.00 (+18.42%)	$99,450 (+23.99%) Land $4,991 Building $94,459	$99,450 (+23.99%) Land $4,991 Building $94,459
2022	$1,813.00	$80,209 Land $4,991 Building $75,218	$80,209 Land $4,991 Building $75,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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