Monroe County property record for 419 Cactus Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,282 sqft · built 1989 |
| Lot Size | 0.337 acres (14,684 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,500 (Jun 1996) |
| Tax Bill | $7,517 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00138390-000000 |
| Primary APN | 00138390-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,282 sqft Living Area |
| 1st Floor Area | 3,282 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 14,684 sqft (0.337 acres) |
| Garage Type | Mixed |
| Garage Area | 750 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,326 sqft |
| Deck Area | 1,862 sqft |
| Patio Area | 1,862 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1172570 |
|---|---|
| Old Parcel Number | 26672500138390000000 |
| Street Address | 419 CACTUS DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 3 LT 11 KEY HAVEN SEVENTH ADDN RACCOON KEY PB5-53 OR251-572/573 OR267-314/318 OR763-1164/1165 OR763-1166 OR912-397 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | KEY HAVEN 7TH ADD |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971800 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 419 CACTUS DR, KEY WEST, FL 33040-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 1996 · Amount on Record |
| Deed Sale | Jun 21, 1996 · Amount on Record |
| Deed Document Number | 0140902144 |
| Deed Book / Page | 01409 / 02144 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $893,641 (+5.99%) | $3,324,843 (+21.2%) Land $2,302,344 Building $1,022,499 | |
| 2024 | $7,517.00 (+3.83%) | ||
| 2023 | $7,240.00 (+2.81%) Homeowner's exemption | $843,162 (+3%) | $2,743,321 (+19.89%) Land $1,765,314 Building $978,007 |
| 2022 | $7,042.00 Homeowner's exemption | $818,604 | $2,288,269 Land $1,308,150 Building $980,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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