407 Cactus Dr, Key West, FL 33040 Property Records

Monroe County property record for 407 Cactus Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,016 sqft · built 1986
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$1,250,000 (Aug 2023)
Tax Bill$10,409 (2024)
Deeds & MortgagesAug 2023 Sale
Flood ZoneZone AE (high risk)
APN00138330-000000

Property Details

APN / Parcel Number

Primary APN00138330-000000
Alternative APNs
  • 26672500138330000000
  • 1172529

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,016 sqft Living Area
1st Floor Area1,152 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotCanal
Garage TypeAttached
Garage Area288 sqft
PorchUnfinished Open Porch
Porch Area49 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1172529
Street Address407 CACTUS DR
CityKEY WEST
StateFL
Zip33040-6213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 5 KEY HAVEN SEVENTH ADDN RACCOON KEY PB5-53 OR513-39 OR694-807 OR2558-1069 OR2817-1606 OR3238-2052
Legal Range25E
Legal Township67S
Legal Section26
Legal SubdivisionKEY HAVEN 7TH ADD
Legal Block3
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971800

Owner

Source: Monroe County records · APN 00138330-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4333 STEELVILLE RD, ATGLEN, PA 19310-9684
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleMar 06, 2012 · Amount on Record
Deed Document Number20232428835
Deed Book / Page3238 / 2052
Prior Transfer DateAug 18, 2016
Prior Transfer Doc0028130177
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 16, 2023
Property Address407 CACTUS DR, KEY WEST, FL 33040-6213
Document Number0032382052
Book / Page3238 / 2052
Map ReferenceMB 5 PG 53
Instrument DateAug 11, 2023
Instrument2428835
Transaction TypeTransfer
Record UpdatedSep 04, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$8,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55832 PONTIAC TRL, NEW HUDSON, MI 48165-9570

Transferred To (Grantee/Buyer)

NameVerified Name
Address4333 STEELVILLE RD, ATGLEN, PA 19310-9684

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,193,547 (+14.13%) Land $926,640 Building $266,907$1,193,547 (+14.13%) Land $926,640 Building $266,907
2024$10,409.00 (+34.6%)
2023$7,733.00 (+14.46%)$1,045,785 (+25.04%) Land $793,800 Building $251,985$1,045,785 (+25.04%) Land $793,800 Building $251,985
2022$6,756.00$836,373 Land $583,200 Building $253,173$836,373 Land $583,200 Building $253,173

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 363 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies388 units insured
incl. 25 condo units
Nearby Flood Claims402 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 46 claims
  • Hurricane Wilma, Nov 2005 · 265 claims
  • Hurricane Georges, Sep 1998 · 65 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 218 locations within half a mile of this property.

Nearby Properties on Cactus Dr

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