415 Cactus Dr, Key West, FL 33040 Property Records

Monroe County property record for 415 Cactus Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 1975
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$752,000 (Apr 2017)
Tax Bill	$7,438 (2024)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00138360-000000`

Property Details

APN / Parcel Number

Primary APN	`00138360-000000`
Alternative APN	`1172553`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,823 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,500 sqft (0.195 acres)
Garage Area	348 sqft

Exterior Amenities

Pool Area	96 sqft
Porch	Open Porch
Porch Area	507 sqft
Deck Area	242 sqft
Patio Area	582 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1172553
Street Address	415 CACTUS DR
City	KEY WEST
State	FL
Zip	33040-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 WLY 42.5FT LT 8 AND ELY 42.5FT LT 9 KEY HAVEN SEVENTH ADDN PB5-53 RACCOON KEY OR500-432 OR500-762 OR1138-224/25
Legal Range	25E
Legal Township	67S
Legal Section	26
Legal Subdivision	KEY HAVEN 7TH ADD
Legal Block	3
Legal Lot Number	8-9
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1011
Census Tract	971800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 CACTUS DR, KEY WEST, FL 33040-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Prior Sale	May 19, 2015 · Amount on Record
Deed Document Number	2119563
Deed Book / Page	2850 / 0377
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 19, 2017
Property Address	415 CACTUS DR, KEY WEST, FL 33040-6213
Document Number	0028500377
Book / Page	002850 / 000377
Instrument Date	Apr 17, 2017
Instrument	2119563
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CACTUS DR KEY WEST FL 330406213, KEY WEST, FL 33040-6213

Mortgage

Document Number	28500379
Date	Apr 19, 2017
Book Page	002850/000379
Instrument	2119564

Lender

Name	PAUL J & GRETCHEN DEPOO
Address	27 DRIFTWOOD DR, KEY WEST, FL 33040-6216
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$884,034 (+5.99%)	$1,577,278 (+13.95%) Land $1,227,655 Building $349,623
2024	$7,438.00 (+3.84%)
2023	$7,163.00 (+2.81%) Homeowner's exemption	$834,098 (+3%)	$1,384,150 (+25.1%) Land $1,051,663 Building $332,487
2022	$6,967.00 Homeowner's exemption	$809,804	$1,106,465 Land $772,650 Building $333,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 363 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	388 units insured incl. 25 condo units
Nearby Flood Claims	402 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 46 claims Hurricane Wilma, Nov 2005 · 265 claims Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20