4189 E Main St, Carmel, IN 46033 Property Records

Hamilton County property record for 4189 E Main St, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,574 sqft · built 1960
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on File
Tax Bill$5,876 (2024)
Deeds & MortgagesOct 2023 Line of Credit
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN29-10-29-000-012.000-018

Property Details

APN / Parcel Number

Primary APN29-10-29-000-012.000-018
Alternative APN
  • 1710290000012000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,574 sqft Living Area
1st Floor Area2,342 sqft
2nd Floor Area1,232 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleOther
Exterior MaterialStone
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area69,696 sqft (1.6 acres)
Garage TypeMixed
Garage Area1,446 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number1710290000012000
Street Address4189 E MAIN ST
CityCARMEL
StateIN
Zip46033-9811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 1.60, SECTION 29, TOWNSHIP 18, RANGE 4
Legal Range04
Legal Township18
Legal Section29
Legal SubdivisionCARMEL
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1001
Census Tract111003

Owner

Source: Hamilton County records · APN 29-10-29-000-012.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4189 E MAIN ST, CARMEL, IN 46033-9811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 17, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address4189 E MAIN ST, CARMEL, IN 46033-9811
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4189 E 131ST ST, CARMEL, IN 46033-9795

Mortgage

Document Number0000038721
DateOct 09, 2023
Instrument2023038721
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 05, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON IN
Recording DateAug 17, 2022
Property Address4189 E MAIN ST, CARMEL, IN 46033-9811
Document Number0000040736
Instrument DateAug 15, 2022
Instrument2022040736
Transaction TypeTransfer
Record UpdatedSep 02, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4189 E MAIN ST, CARMEL, IN 46033-9811

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$587,200 (+8.26%) Land $177,000 Building $410,200$587,200 (+8.26%) Land $177,000 Building $410,200
2024$5,876.00 (+14.01%)$542,400 (+10.74%) Land $177,000 Building $365,400$542,400 (+10.74%) Land $177,000 Building $365,400
2023$5,154.00 (+15.35%) Homeowner's exemption$489,800 (+18.94%) Land $124,000 Building $365,800$489,800 (+18.94%) Land $124,000 Building $365,800
2022$4,468.00 Homeowner's exemption$411,800 Land $124,000 Building $287,800$411,800 Land $124,000 Building $287,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 36% of Indiana
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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