Hamilton County property record for 4443 E Main St, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,073 sqft · built 1959 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $641,858 (Jun 2026) |
| Tax Bill | $6,004 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-29-302-001.001-018 |
| Primary APN | 29-10-29-302-001.001-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 2,073 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 39,640 sqft (0.91 acres) |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4443 E MAIN ST |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-9814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .91, SECTION 29, TOWNSHIP 18, RANGE 4 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 29 |
| Legal Subdivision | CARMEL |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 111003 |
Source: Hamilton County records · APN 29-10-29-302-001.001-018
Assessment roll updated March 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4443 E MAIN ST, CARMEL, IN 46033-9814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage NCL LLC |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2019 · Amount on Record |
| Deed Document Number | 202625201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 05, 2026 |
| Property Address | 4443 E MAIN ST, CARMEL, IN 46033-9814 |
| Document Number | 0000025201 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 202625201 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4443 E MAIN ST, CARMEL, IN 46033-9814 |
| Document Number | 0000025202, |
|---|---|
| Date | Jun 05, 2026 |
| Instrument | 202625202 |
| Name | NCL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 4443 E MAIN ST, CARMEL, IN 46033-9814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000076996 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020076996 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 17, 2019 |
| Property Address | 4443 E MAIN ST, CARMEL, IN 46033-9814 |
| Document Number | 0000051619 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019051619 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4443 E MAIN ST, CARMEL, IN 46033-9814 |
| Document Number | 0000051620 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019051620 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $563,700 (+6.58%) Land $146,100 Building $417,600 | $563,700 (+6.58%) Land $146,100 Building $417,600 | |
| 2024 | $6,004.00 (+11.14%) | $528,900 (+9.19%) Land $146,100 Building $382,800 | $528,900 (+9.19%) Land $146,100 Building $382,800 |
| 2023 | $5,402.00 (+16.3%) Homeowner's exemption | $484,400 (+20.89%) Land $97,400 Building $387,000 | $484,400 (+20.89%) Land $97,400 Building $387,000 |
| 2022 | $4,645.00 Homeowner's exemption | $400,700 Land $97,400 Building $303,300 | $400,700 Land $97,400 Building $303,300 |
Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2003) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 209 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Xfinity.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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