1041 E Main St, Carmel, IN 46033 Property Records

Hamilton County property record for 1041 E Main St, Carmel, IN 46033 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1974
Square Footage	2,818 sqft Living Area
Lot Size	23,087 sqft (0.53 acres)
Garage	Basement, 648 sqft
Occupancy	Owner Occupied
Tax Bill	$4,527.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`29-10-29-301-001.000-018`
Alternative APN	`1610290301001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Building Area	2,818 sqft Living Area
1st Floor	2,818 sqft 1st Floor
Basement Area	648 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1974
Architectural Style	Other Style
Foundation Type	Raised Foundation
Roof Material	Asphalt Roof
Lot Area	23,087 sqft (0.53 acres)
Depth X Width	197 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Garage Area	648 sqft Garage
Topography	High Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1610290301001000
Street Address	1041 E MAIN ST
City	CARMEL
State	IN
Zip	46033-9807
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 29, TOWNSHIP 18, RANGE 4, COOL CREEK ESTATES, SECTION 3, LOT 88, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	29
Legal Subdivision	COOL CREEK ESTATES THIRD SECTION
Legal Block	3
Legal Lot Number	88
Jurisdiction	HAMILTON IN
Minor Civil Division	CLAY
Census Blockgroup	1
Census Block	1002
Census Tract	111003

Owner

Source: Hamilton County records · APN 29-10-29-301-001.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1041 E MAIN ST, CARMEL, IN 46033-9807
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Apr 05, 2005
Last Transfer Date	Oct 18, 2010
Transfer Doc	0000053520
Record Refreshed	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1041 E MAIN ST, CARMEL, IN 46033-9807
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 E MAIN ST, CARMEL, IN 46033-9807

Mortgage

Document Number	0000046669
Date	Dec 13, 2023
Instrument	2023046669

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$444,200 (+4.49%) Land $114,200 Building $330,000	$444,200 (+4.49%) Land $114,200 Building $330,000
2024	$4,527.00 (+7.12%)	$425,100 (+3.05%) Land $114,200 Building $310,900	$425,100 (+3.05%) Land $114,200 Building $310,900
2023	$4,226.00 (+11.68%)	$412,500 (+18.57%) Land $84,200 Building $328,300	$412,500 (+18.57%) Land $84,200 Building $328,300
2022	$3,784.00	$347,900 Land $84,200 Building $263,700	$347,900 Land $84,200 Building $263,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.